Ocean County and Jackson Township property record for 21 Shoal Rd, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,920 sqft · built 2001 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $649,900 (Mar 2022) |
| Tax Bill | $10,626 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-14702-0000-00045 |
| Primary APN | 12-14702-0000-00045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,920 sqft Living Area |
| Gross Area | 5,113 sqft |
| Basement Area | 2,193 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 12000661700011 |
|---|---|
| Street Address | 21 SHOAL RD |
| City | JACKSON |
| State | NJ |
| Zip | 08527-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRC |
| Legal Description | .15 |
| Legal Subdivision | AMENDED WESTLAKE VILLAGE SEC 0 |
| Legal Block | 14702 |
| Legal Lot Number | 45 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 717502 |
21 Shoal Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Ocean County and Jackson Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SHOAL RD, JACKSON, NJ 08527-4025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WALL STREET MORTGAGE |
| Mar 13, 2017 | Grant Deed, Transfer · Conventional Mortgage WALLSTREET MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2022 · Amount on File |
| Deed Sale | Mar 8, 2022 · Amount on File |
| Prior Sale | Mar 13, 2017 · Amount on File |
| Deed Document Number | 202228439 |
| Deed Book / Page | 18937 / 1465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 8, 2022 |
| Property Address | 21 SHOAL RD, JACKSON, NJ 08527-4025 |
| Document Number | 0189371465 |
| Book / Page | 18937 / 1465 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022028439 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,670.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 OVERLOOK WAY, 63, MANALAPAN, NJ 07726-5308 |
| Name | Verified Name |
|---|---|
| Address | 21 SHOAL RD, JACKSON, NJ 08527-4025 |
| Document Number | 2022028440 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 2022028440 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 21 SHOAL RD, JACKSON, NJ 08527-4025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0170340396 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 17034/396 |
| Instrument | 2018017760 |
| Name | WALL STREET MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 13, 2017 |
| Property Address | 21 SHOAL RD, JACKSON, NJ 08527-4025 |
| Document Number | 0166811924 |
| Book / Page | 016681 / 001924 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 26530 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $482.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 SHOAL RD JACKSON NJ 085274025, JACKSON, NJ 08527-4025 |
| Document Number | 166811930 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 016681/001930 |
| Instrument | 26531 |
| Name | WALLSTREET MTG |
|---|---|
| Type | Mortgage Company |
| Address | GREAT NECK, NY 11021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
The 2025 property tax bill for 21 Shoal Rd was $10,626, down 9% from the year before.
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $711,700 (-) Land $159,800 Building $551,900 | $711,700 (-) Land $159,800 Building $551,900 | |
| 2025 | $10,626.00 (-9.02%) | $711,700 Land $159,800 Building $551,900 | $711,700 Land $159,800 Building $551,900 |
| 2024 | $11,679.00 | ||
| 2023 | $426,400 Land $100,000 Building $326,400 | $426,400 Land $100,000 Building $326,400 | |
| 2022 | $11,013.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Shoal Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Shoal Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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