Essex County and Marblehead Town property record for 21 Shepard St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,232 sqft · built 1954 |
| Lot Size | 0.126 acres (5,510 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $830,000 (Aug 2026) |
| Tax Bill | $6,685 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0137 B:0001 L:0 |
| Primary APN | MARB M:0137 B:0001 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Living Area |
| Gross Area | 3,784 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,510 sqft (0.126 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21 SHEPARD ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 1 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 203301 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 SHEPARD ST, MARBLEHEAD, MA 01945-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE |
| Sep 8, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on Record |
| Deed Sale | Aug 28, 2026 · Amount on Record |
| Prior Sale | Sep 8, 2021 · Amount on Record |
| Deed Document Number | 202620260828001530 |
| Deed Book / Page | 43596 / 419 |
| Prior Transfer Date | Aug 26, 2026 |
| Prior Transfer Doc | 0000001530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Aug 28, 2026 |
| Property Address | 21 SHEPARD ST, MARBLEHEAD, MA 01945-2433 |
| Document Number | 0000001530 |
| Book / Page | 43596 / 419 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20261530 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 SHEPARD ST, MARBLEHEAD, MA 01945-2433 |
| Date | Aug 28, 2026 |
|---|
| Name | NORTHPOINT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Sep 8, 2021 |
| Property Address | 21 SHEPARD ST, MARBLEHEAD, MA 01945-2433 |
| Document Number | 0040258-89 |
| Book / Page | 40258 / 89 |
| Instrument Date | Sep 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 SHEPARD ST, MARBLEHEAD, MA 01945-2433 |
| Document Number | 0004025894 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 40258/94 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,685.00 (-1.07%) | $780,900 (+4.59%) Land $525,500 Building $255,400 | $805,316 (-9.03%) |
| 2025 | $6,757.00 (+7.07%) | $746,600 (+5.99%) Land $525,500 Building $221,100 | $885,210 |
| 2024 | $6,311.00 (-6.92%) | $704,400 (+3.89%) Land $502,100 Building $202,300 | |
| 2023 | $6,780.00 | $678,000 Land $478,800 Building $199,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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