21 Sharpless St, Keyser, WV 26726 Property Records

Mineral County property record for 21 Sharpless St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1905
Lot Size	0.056 acres (2,439 sqft)
Owner	Individual Name on Record
Last Sale	$24,900 (May 2019)
Tax Bill	$531 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`07-7-0248.0000`

Property Details

APN / Parcel Number

Primary APN	`07-7-0248.0000`
Alternative APN	`29-07-7-0248.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	2,439 sqft (0.056 acres)
Lot Dimensions	79 ft deep x 31 ft wide
Terrain	Above Road/Slope
Porch	Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21 SHARPLESS ST
City	KEYSER
State	WV
Zip	26726-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT D SHARPLESS ADD
Legal Subdivision	SHARPLESS ADD
Legal Lot Number	D
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2019
Census Tract	10500

Owner

Source: Mineral County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 SHARPLESS ST, KEYSER, WV 26726-3517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC COAST MORTGAGE
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage C & F MORTGAGE CORP
May 23, 2019	Deed, Transfer · Balloon Mortgage PFEIL ENTERPRISES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Deed Document Number	2019169838
Deed Book / Page	383 / 270
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Recording Date	Jul 21, 2026
Property Address	21 SHARPLESS ST, KEYSER, WV 26726-3517
Document Number	0000218358
Book / Page	677 / 826
Instrument Date	Jul 17, 2026
Instrument	2026218358
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	ELEVATED SETTLEMENTS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218358,
Date	Jul 21, 2026
Book Page	677/826
Instrument	2026218358

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	21 SHARPLESS ST, KEYSER, WV 26726-3517
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000596/907
Date	Dec 3, 2019
Book Page	596/907
Instrument	174490

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	May 23, 2019
Property Address	21 SHARPLESS ST, KEYSER, WV 26726-3517
Document Number	000383/270
Book / Page	383 / 270
Map Reference	DB 252 PG 460
Instrument Date	May 9, 2019
Instrument	169838
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000590/814
Date	May 23, 2019
Book Page	590/814
Instrument	169839

Lender

Name	PFEIL ENTERPRISES LLC
Type	Funding / Finance Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$531.00 (+3.11%)	$33,840 (+2.92%) Land $2,640 Building $31,200	$56,400 (+2.92%) Land $4,400 Building $52,000
2025	$515.00 (+7.07%)	$32,880 (+7.24%) Land $2,640 Building $30,240	$54,800 (+7.24%) Land $4,400 Building $50,400
2023	$481.00 (+1.05%)	$30,660 (+0.99%) Land $2,640 Building $28,020	$51,100 (+0.99%) Land $4,400 Building $46,700
2022	$476.00	$30,360 Land $2,640 Building $27,720	$50,600 Land $4,400 Building $46,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	67 (1979–2025)
Claims Outside the SFHA	11 of 67
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 25 claims Flooding, Jan 1996 · 10 claims Severe Storms, Heavy Rains, Flooding, Mudslides, Jun 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, SkyPacket, T-Mobile.

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