Ulster County and Ulster Town property record for 21 Serenity Dr, Ruby, NY 12475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,687 sqft · built 1983 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $333,000 (Dec 2017) |
| Tax Bill | $15,294 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121130.100 |
| Primary APN | 121130.100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,687 sqft Living Area |
| 1st Floor Area | 1,924 sqft |
| Upper Floors Area | 763 sqft |
| Basement Area | 980 sqft |
| Finished Basement | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 1,013 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 392 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 121130.100 |
|---|---|
| Street Address | 21 SERENITY DR |
| City | RUBY |
| State | NY |
| Zip | 12475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32 |
| Legal Subdivision | MAP OF LANDS OF PAUL & CATHERINE KUSKE |
| Legal Block | 2 |
| Legal Lot Number | 24.100 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | ULSTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 951500 |
Source: Ulster County and Ulster Town records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 728 BLOOMFIELD ST, 2, HOBOKEN, NJ 07030-5021 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 15, 2017 | Grant Deed, Transfer MB FIN'L BK |
| Dec 15, 2017 | Grant Deed, Transfer ATTORNEY'S TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Prior Sale | Aug 10, 2009 · Amount on Record |
| Deed Document Number | 201718437 |
| Deed Book / Page | 6245 / 263 |
| Prior Transfer Date | Jun 28, 2002 |
| Prior Transfer Doc | 0000009171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 21 SERENITY DR, RUBY, NY 12475 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021915 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 12639/152 |
| Instrument | 2021-21915 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Dec 15, 2017 |
| Property Address | 21 SERENITY DR, RUBY, NY 12475 |
| Document Number | 0000018437 |
| Book / Page | 006245 / 000263 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 18437 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 728 BLOOMFIELD ST HOBOKEN NJ 070305021, HOBOKEN, NJ 07030-5021 |
| Document Number | 18438 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 011463/000001 |
| Instrument | 18438 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Dec 15, 2017 |
| Property Address | 21 SERENITY DR, RUBY, NY 12475 |
| Document Number | 0000018435 |
| Book / Page | 006245 / 000248 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 18435 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7025 YELLOWSTONE BLVD #8V FOREST HILLS NY 113753170, 8V, FOREST HILLS, NY 11375-3170 |
Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Ulster Town |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,294.00 (+230.97%) | $267,500 (-) Land $66,500 Building $201,000 | $652,439 (+21.95%) Land $162,195 Building $490,244 |
| 2023 | $267,500 (-) Land $66,500 Building $201,000 | $535,000 (+1%) Land $133,000 Building $402,000 | |
| 2022 | $267,500 Land $66,500 Building $201,000 | $486,364 Land $120,909 Building $365,455 | |
| 2021 | $4,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HALCYON PARK WATER DISTRICT serves 402 people · EPA ID NY5503391 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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