Cumberland Town property record for 21 Seneca St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,170 sqft · built 1995 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,000 (Jul 2019) |
| Tax Bill | $4,153 (2026) |
| Deeds & Mortgages | Sep 2023 Refinance Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9965-83 |
| Primary APN | 9965-83 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,489 sqft (0.126 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9965-83 |
|---|---|
| Street Address | 21 SENECA ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 93 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 11302 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 MUSKET RD, NORTH ATTLEBORO, MA 02760-1059 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS |
| Jul 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS |
| Jul 3, 2019 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on Record |
| Deed Sale | Jul 3, 2019 · Amount on Record |
| Prior Sale | Sep 10, 2007 · Amount on Record |
| Deed Book / Page | 1806 / 319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 21 SENECA ST, CUMBERLAND, RI 02864-5917 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001963-432 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 1963/432 |
| Instrument | 140479 |
| Name | VETERANS UNITED HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 21 SENECA ST, CUMBERLAND, RI 02864-5917 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1846-657 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 1846/657 |
| Instrument | 115582 |
| Name | VETERANS UNITED HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 3, 2019 |
| Property Address | 21 SENECA ST, CUMBERLAND, RI 02864-5917 |
| Document Number | 1806-319 |
| Book / Page | 001806 / 000319 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 MUSKET RD NORTH ATTLEBORO MA 027601059, NORTH ATTLEBORO, MA 02760-1059 |
| Document Number | 1806-321 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 001806/000321 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2049 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,153.00 (+4.43%) | $414,900 (+28.02%) Land $186,700 Building $228,200 | $463,657 |
| 2025 | $3,977.00 (+5.6%) | $324,100 (-) Land $124,400 Building $199,700 | |
| 2023 | $3,766.00 (+3.12%) | $324,100 (+33.05%) Land $124,400 Building $199,700 | |
| 2022 | $3,652.00 | $243,600 Land $88,900 Building $154,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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