21 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 21 Seacliff Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,073 sqft · built 1941
Lot Size	0.147 acres (6,403 sqft)
Owner	Trust Name on Record
Last Sale	$599,000 (Aug 2004)
Tax Bill	$9,824 (2025)
Deeds & Mortgages	Jan 2017 Transfer Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-341-12`

Property Details

APN / Parcel Number

Primary APN	`042-341-12`
Alternative APNs	`042-341-12-000` `04206212000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,073 sqft Living Area
Gross Area	2,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Other
Lot Area	6,403 sqft (0.147 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	180 sqft
Deck Area	600 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21 SEACLIFF DR
City	APTOS
State	CA
Zip	95003-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4
Legal Description	BLK 40 LOT 37,38
Legal Subdivision	APTOS BEACH CC PROP
Legal Block	40
Legal Lot Number	37
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2016
Census Tract	122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	21 SEACLIFF DR, APTOS, CA 95003-4518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Affidavit of Death, Transfer LANDSAFE TITLE
Dec 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2004 · Amount on Record
Deed Sale	Aug 13, 2004 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	200459082
Prior Transfer Date	Apr 27, 1995
Prior Transfer Doc	0000025647
Record Updated	Oct 29, 2026

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 12, 2017
Property Address	21 SEACLIFF DR, APTOS, CA 95003-4518
Document Number	0000001385
Instrument Date	Jan 4, 2017
Instrument	1385
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	LANDSAFE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SEACLIFF DR APTOS CA 950034518, APTOS, CA 95003-4518

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	21 SEACLIFF DR, APTOS, CA 95003-4518
Document Number	0000001386
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	LANDSAFE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	460 SANDSTONE DR VACAVILLE CA 956884226, VACAVILLE, CA 95688-4226

Mortgage

Document Number	0000001386
Date	Jan 12, 2017
Instrument	1386

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$741,198 (+2%) Land $376,560 Building $364,638
2025	$9,824.00 (+10.47%)	$726,665 (+4.04%) Land $369,177 Building $357,488
2023	$8,893.00 (+2.32%)	$698,448 Land $354,841 Building $343,607	$1,359,450
2022	$8,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	57 (1978–2023)
Claims Outside the SFHA	3 of 57
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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