21 Scott St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 21 Scott St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,138 sqft · built 1962
Lot Size	0.444 acres (19,353 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Oct 2021)
Tax Bill	$14,165 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00162-01-00034`

Property Details

APN / Parcel Number

Primary APN	`64-00162-01-00034`
Alternative APNs	`6400162000100034` `6400162A00034`

Interior

Stories	2 Stories
Building Area	2,138 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	19,353 sqft (0.444 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6400162A00034
Street Address	21 SCOTT ST
City	WALDWICK
State	NJ
Zip	07463-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	58XIRR 4LT
Legal Subdivision	SUBDIVISION JAN CORPORATI
Legal Block	162
Legal Lot Number	34
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3009
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 SCOTT ST, WALDWICK, NJ 07463-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Deed Document Number	2021160776
Deed Book / Page	4427 / 1632
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 26, 2021
Property Address	21 SCOTT ST, WALDWICK, NJ 07463-1420
Document Number	0044271632
Book / Page	4427 / 1632
Instrument Date	Sep 13, 2021
Instrument	2021160776
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,609.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 LONGVIEW DR, 78, WALDWICK, NJ 07463-1141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SCOTT ST, WALDWICK, NJ 07463-1420

Mortgage

Document Number	2021160777
Date	Oct 26, 2021
Instrument	2021160777

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,200 (-) Land $371,000 Building $246,200	$617,200 (-) Land $371,000 Building $246,200
2025	$14,165.00 (+3.67%)	$617,200 (+20.27%) Land $371,000 Building $246,200	$617,200 (+20.27%) Land $371,000 Building $246,200
2024	$13,664.00 (-6.51%)
2023		$513,200 Land $323,500 Building $189,700	$513,200 Land $323,500 Building $189,700
2022	$14,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20