Ramsey County property record for 21 Scotch Pine Cir, No Oaks, MN 55127
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,075 sqft · built 1991 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,174 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-30-23-42-0017 |
| Primary APN | 13-30-23-42-0017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,075 sqft Living Area |
| 1st Floor Area | 2,038 sqft |
| Basement Area | 100 sqft |
| Finished Basement | 100 sqft |
| Family Room | Family Room |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 65,340 sqft |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | 183473 |
|---|---|
| Street Address | 21 SCOTCH PINE CIR |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGISTERED LAND SURVEY 468 TRACT NN |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 13 |
| Legal Subdivision | REGISTERED LAND SURVEY 468 |
| Legal Tract | NN |
| Legal Lot Number | NN |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH OAKS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40601 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 SCOTCH PINE CIR, SAINT PAUL, MN 55127-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Feb 18, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 19, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 21 SCOTCH PINE CIR, NORTH OAKS, MN 55127-2040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|
| Document Number | 0T02723206 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | T02723206 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 21 SCOTCH PINE CIR, NORTH OAKS, MN 55127-2040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0T02690754 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | T02690754 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 21 SCOTCH PINE CIR, NORTH OAKS, MN 55127-2040 |
| Document Number | 0004792776 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 SCOTCH PINE CIR ST PAUL MN 551272040, ST PAUL, MN 55127-2040 |
| Document Number | 0004792776 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 4792776 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2050 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North Oaks City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,019,200 (+24.84%) Land $250,000 Building $769,200 | $1,019,200 (+24.84%) Land $250,000 Building $769,200 | |
| 2025 | $10,174.00 (+16.01%) | ||
| 2023 | $8,770.00 | $816,400 Land $250,000 Building $566,400 | $816,400 Land $250,000 Building $566,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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