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21 Schooner Rdg, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 21 Schooner Rdg, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,370 sqft · built 1979
Lot Size0.262 acres (11,404 sqft)
Owner2 Individual Names on Record
Last Sale$815,000 (Jul 2014)
Tax Bill$10,626 (2026)
Deeds & MortgagesOct 2022 Refinance
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNMARB M:0175 B:0012 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0175 B:0012 L:0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,370 sqft Living Area
Gross Area5,624 sqft
Basement Area1,040 sqft
Unfinished Basement624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,404 sqft (0.262 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address21 SCHOONER RDG
CityMARBLEHEAD
StateMA
Zip01945-1557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block12
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group4
Census Block4003
Census Tract203302

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address21 SCHOONER RDG, MARBLEHEAD, MA 01945-1557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
RTN FEDERAL CREDIT UNION
Dec 23, 2020Deed of Trust, Mortgage · ARM
MORGAN STANLEY CREDIT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2014 · Amount on Record
Deed SaleJul 11, 2014 · Amount on Record
Deed Book / Page33401 / 403
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address21 SCHOONER RDG, MARBLEHEAD, MA 01945-1557
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041231-61
DateOct 5, 2022
Book Page41231/61
Instrument20221005002330
Lender
NameRTN FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueNov 1, 2042

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address21 SCHOONER RDG, MARBLEHEAD, MA 01945-1557
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39337-244
DateDec 23, 2020
Book Page39337/244
Instrument20201223003740
Lender
NameMORGAN STANLEY CREDIT CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term349 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateNov 1, 2030
IndexLIBOR

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,626.00 (-2.29%)$1,241,300 (+3.3%) Land $618,300 Building $623,000$1,469,903 (+8.89%)
2025$10,875.00 (+6.23%)$1,201,700 (+5.18%) Land $618,300 Building $583,400$1,349,950
2024$10,237.00 (-0.84%)$1,142,500 (+10.66%) Land $577,100 Building $565,400
2023$10,324.00$1,032,400 Land $577,100 Building $455,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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