Middlesex County and Natick Town property record for 21 School St, Natick, MA 01760
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,024 sqft · built 1989 |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Jun 2019) |
| Tax Bill | $5,985 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00111021 |
| Primary APN | 44-00111021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 44-00111021 |
|---|---|
| Street Address | 21 SCHOOL ST |
| City | NATICK |
| State | MA |
| Zip | 01760-4744 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | DMU |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 382300 |
Source: Middlesex County and Natick Town records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 SCHOOL ST, NATICK, MA 01760-4744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 17, 2026 | Condominium Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Apr 2, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jun 28, 2019 | Condominium Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Feb 27, 2014 · Amount on Record |
| Deed Document Number | 201991505 |
| Deed Book / Page | 72851 / 417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jul 17, 2026 |
| Property Address | 21 SCHOOL ST, NATICK, MA 01760-4744 |
| Document Number | 0000088904 |
| Book / Page | 85893 / 466 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202688904 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 SCHOOL ST, 15, NATICK, MA 01760-4744 |
| Date | Jul 17, 2026 |
|---|
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Apr 2, 2026 |
| Property Address | 21 SCHOOL ST, NATICK, MA 01760-4744 |
| Document Number | 085421-468 |
| Book / Page | 85421 / 468 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202636273 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 SCHOOL ST, NATICK, MA 01760-4744 |
| Document Number | 0000036273, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 85421/468 |
| Instrument | 202636273 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jun 28, 2019 |
| Property Address | 21 SCHOOL ST, NATICK, MA 01760-4744 |
| Document Number | 72851-417 |
| Book / Page | 072851 / 000417 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 91505 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,915.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 SCHOOL ST #15 NATICK MA 017604744, 15, NATICK, MA 01760-4744 |
| Document Number | 72851-422 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 072851/000422 |
| Instrument | 91506 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,985.00 (+7.39%) | $500,400 (+10.07%) Building $500,400 | $495,710 |
| 2024 | $5,573.00 (+5.61%) | $454,600 (+8.89%) Building $454,600 | |
| 2023 | $5,277.00 | $417,500 Building $417,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1978–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Dec 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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