21 Schley St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 21 Schley St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 975 sqft · built 1948
Lot Size0.26 acres (11,320 sqft)
OwnerIndividual Name on File
Last Sale$182,000 (Aug 2020)
Tax Bill$4,051 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN286-00024

Property Details

APN / Parcel Number

Primary APN286-00024
Alternative APN
  • CHIC M:0286 P:00024

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area975 sqft Living Area
Gross Area2,994 sqft
1st Floor Area780 sqft
AtticAttic
Attic Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,320 sqft (0.26 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number286-00024
Street Address21 SCHLEY ST
CityCHICOPEE
StateMA
Zip01020-2719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3001
Census Tract810601

Owner

21 Schley St is owned and occupied by an individual who bought it in August 2020.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address21 SCHLEY ST, CHICOPEE, MA 01020-2719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2020 · Amount on File
Deed SaleAug 25, 2020 · Amount on File
Deed Document Number202047063
Deed Book / Page23383 / 97
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateAug 25, 2020
Property Address21 SCHLEY ST, CHICOPEE, MA 01020-2719
Document Number23383-97
Book / Page23383 / 97
Instrument DateAug 25, 2020
Instrument47063
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 E STATE ST, GRANBY, MA 01033-9743

Mortgage

Document Number47064
DateAug 25, 2020
Instrument47064
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 21 Schley St was $4,051, up 6.3% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,051.00 (+6.33%)$265,800 (+5.77%) Land $122,500 Building $143,300$273,321 (+6.95%)
2025$3,810.00 (+5.37%)$251,300 (+2.57%) Land $111,500 Building $139,800$255,550
2024$3,616.00 (+6.82%)$245,000 (+9.67%) Land $109,300 Building $135,700
2023$3,385.00$223,400 Land $99,300 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Schley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Schley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

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