21 Sawin St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 21 Sawin St, Natick, MA 01760

Property Summary

Property TypeDuplex
Details5 bd · 2.5 ba · 1,950 sqft · built 1920
Lot Size0.298 acres (12,998 sqft)
Owner2 Individual Names on Record
Last Sale$612,000 (Sep 2018)
Tax Bill$8,214 (2025)
Deeds & MortgagesSep 2021 Refinance
Sep 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN36-00000107

Property Details

APN / Parcel Number

Primary APN36-00000107
Alternative APN
  • NATI M:00000036 P:00000107

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area1,950 sqft Living Area
1st Floor Area746 sqft
Basement Area766 sqft
Unfinished Basement766 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,998 sqft (0.298 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number36-00000107
Street Address21 SAWIN ST
CityNATICK
StateMA
Zip01760-2133
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRSC
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group3
Census Block3002
Census Tract382200

Owner

Source: Middlesex County and Natick Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 SAWIN ST, NATICK, MA 01760-2133
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Sep 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
May 12, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Sep 24, 2018Redemption Deed, Transfer
Sep 14, 2018Quit Claim Deed, Transfer
LEADER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2018 · Amount on Record
Deed SaleSep 14, 2018 · Amount on Record
Prior SaleJun 26, 1997 · Amount on Record
Deed Book / Page71617 / 543
Transfer Doc71656-19
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 SAWIN ST, NATICK, MA 01760-2133
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078800-385
DateSep 29, 2021
Book Page78800/385
Instrument214896
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 SAWIN ST, NATICK, MA 01760-2133
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78800-385
DateSep 29, 2021
Book Page78800/385
Instrument214896
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 SAWIN ST, NATICK, MA 01760-2133
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74656-537
DateMay 12, 2020
Book Page74656/537
Instrument71427
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

September 2018: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionNATICK MA
Recording DateSep 24, 2018
Property Address21 SAWIN ST, NATICK, MA 01760-2133
Document Number71656-19
Book / Page071656 / 000019
Instrument DateSep 18, 2018
Instrument147078
Transaction TypeTransfer
Record UpdatedJan 16, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 SAWIN ST NATICK MA 017602133, NATICK, MA 01760-2133

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateSep 14, 2018
Property Address21 SAWIN ST, NATICK, MA 01760-2133
Document Number71617-543
Book / Page71617 / 543
Instrument142531
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$59.98
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number716170547
DateSep 14, 2018
Instrument71617/0547
Lender
NameLEADER BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueSep 14, 2048

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,214.00 (+3.62%)$686,800 (+6.22%) Land $456,800 Building $230,000$788,960
2024$7,927.00 (-1%)$646,600 (+2.07%) Land $431,400 Building $215,200
2023$8,007.00$633,500 Land $405,400 Building $228,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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