Fluvanna County property record for 21 Sandy Beach Ct, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1988 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Nov 2015) |
| Tax Bill | $2,107 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 18A 7 114 |
| Primary APN | 18A 7 114 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 3,416 sqft |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 1,360 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 66,211 sqft (1.52 acres) |
| Terrain | Steep |
| Porch | Screened Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 176 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6800 |
|---|---|
| Street Address | 21 SANDY BEACH CT |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 952-70 CROFTON-7 LOT 114 66,195 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 11 |
| Legal Lot Number | 114 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20104 |
21 Sandy Beach Ct is owned and occupied by an individual who bought it in November 2015.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 SANDY BEACH CT, PALMYRA, VA 22963-3360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2015 · Amount on File |
| Deed Sale | Nov 24, 2015 · Amount on File |
| Deed Document Number | 20153674 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 21 Sandy Beach Ct was $2,107.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,200 (-) Land $33,400 Building $245,800 | $279,200 (-) Land $33,400 Building $245,800 | |
| 2025 | $2,107.00 | $279,200 Land $33,400 Building $245,800 | $279,200 Land $33,400 Building $245,800 |
| 2023 | $221,400 Land $33,400 Building $188,000 | $221,400 Land $33,400 Building $188,000 | |
| 2022 | $1,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Sandy Beach Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Sandy Beach Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Brightspeed.
4G LTE (outdoors only), no 5G reported
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