21 Saint Elmo Rd, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 21 Saint Elmo Rd, Worcester, MA 01602

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 3,040 sqft · built 1925
Lot Size0.189 acres (8,232 sqft)
Owner2 Individual Names on Record
Last Sale$206,000 (Oct 2000)
Tax Bill$8,941 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-017-00021

Property Details

APN / Parcel Number

Primary APN24-017-00021
Alternative APN
  • WORC M:24 B:017 L:00021

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Units2 Units
Stories2 Stories
Building Area3,040 sqft Living Area
Gross Area6,352 sqft
1st Floor Area1,515 sqft
AtticAttic
Attic Area1,400 sqft
Basement Area1,400 sqft
Unfinished Basement1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,232 sqft (0.189 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number24-017-00021
Street Address21 SAINT ELMO RD
CityWORCESTER
StateMA
Zip01602-2639
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRS-7
Legal Block17
Legal Lot Number21
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1006
Census Tract730901

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 SAINT ELMO RD, WORCESTER, MA 01602-2639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2000 · Amount on Record
Deed SaleOct 11, 2000 · Amount on Record
Prior SaleJan 22, 1997 · Amount on Record
Deed Book / Page23089 / 308
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address21 SAINT ELMO RD, WORCESTER, MA 01602-2639
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number073355-294
DateMar 25, 2026
Book Page73355/294
Instrument22420
Lender
NameCENTRAL ONE FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,941.00 (+5.29%)$673,300 (+4.58%) Land $123,900 Building $549,400$645,640
2025$8,492.00 (+12.48%)$643,800 (+22.28%) Land $118,000 Building $525,800
2023$7,550.00$526,500 Land $102,600 Building $423,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Saint Elmo Rd

Nearby Streets

Search Property Records by Address or Parcel Number