21 S Ridge Pl, Arden, NC 28704 Property Records

Buncombe County property record for 21 S Ridge Pl, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,615 sqft · built 1974
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2021)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`713784-2020-202`

Property Details

APN / Parcel Number

Primary APN	`713784-2020-202`
Alternative APNs	`9634-60-2959-00000` `963419601973000` `008081892`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	1,080 sqft
Basement Area	1,093 sqft
Finished Basement	535 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	713784-2020-202
Street Address	21 S RIDGE PL
City	ARDEN
State	NC
Zip	28704-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: GLEN MEADOWS LOT: 23 SECTION: 1 PLAT: 0038-0093
Legal Subdivision	GLEN MEADOWS
Legal Block	4
Legal Lot Number	23
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	4
Census Block	4011
Census Tract	2303

Owner

Source: Buncombe County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 S RIDGE PL, ARDEN, NC 28704-9427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 7, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 10, 2018	Warranty Deed, Transfer · Line of Credit ARP SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Book / Page	6123 / 1244
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 22, 2021
Property Address	21 S RIDGE PL, ARDEN, NC 28704-9427
Document Number	0061231244
Book / Page	6123 / 1244
Map Reference	MB 38 PG 93
Instrument Date	Sep 17, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 STONEBURY DR, 2, ARDEN, NC 28704-6616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S RIDGE PL, ARDEN, NC 28704-9427

Mortgage

Document Number	0061231247
Date	Sep 22, 2021
Instrument	6123/1247

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 31, 2020
Property Address	21 S RIDGE PL, ARDEN, NC 28704-9427
Document Number	0058590927
Book / Page	005859 / 000927
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 WALDEN RIDGE DR ASHEVILLE NC 288038588, ASHEVILLE, NC 28803-8588

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 7, 2019
Property Address	21 S RIDGE PL, ARDEN, NC 28704-9427
Document Number	0057491799
Book / Page	5749 / 1799
Map Reference	MB 38 PG 93
Instrument Date	Mar 7, 2019
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 506, ETOWAH, NC 28729-0506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S RIDGE PL, ARDEN, NC 28704-9427

Mortgage

Document Number	0057491802
Date	Mar 7, 2019
Instrument	5749/1802

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 10, 2018
Property Address	21 S RIDGE PL, ARDEN, NC 28704-9427
Document Number	0056911436
Book / Page	005691 / 001436
Instrument Date	Aug 8, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 506 ETOWAH NC 287290506, ETOWAH, NC 28729-0506

Mortgage

Document Number	56911442
Date	Aug 10, 2018
Book Page	005691/001442

Lender

Name	ARP SERVICES LLC
Address	2613 S HABERLAND BLVD, NORTH PORT, FL 34288-7619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 9, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00 (+4.7%)	$283,500 (-) Land $49,100 Building $234,400	$283,500 (-) Land $49,100 Building $234,400
2024	$1,745.00 (+3.32%)
2023	$1,689.00	$283,500	$283,500 (-) Land $49,100 Building $234,400
2021			$283,500 Land $49,100 Building $234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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