21 S Front St, Central Point, OR 97502 Property Records

Jackson County property record for 21 S Front St, Central Point, OR 97502

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,078 sqft · built 1975
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on Record
Last Sale$625,000 (Apr 2026)
Tax Bill$4,355 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Dec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN372W10AA1400

Property Details

APN / Parcel Number

Primary APN372W10AA1400
Alternative APNs
  • 372W10AA01400
  • 10141617

Interior

Building Area3,078 sqft Total Area
FlooringCarpet

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Roof MaterialBuilt-Up Asphalt
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address21 S FRONT ST
CityCENTRAL POINT
StateOR
Zip97502-2242
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeEC
Legal Range02W
Legal Township37S
Legal Section10
Legal Quarter1
Legal SubdivisionCITY OF CENTRAL POINT
Legal Block1
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group1
Census Block1018
Census Tract1001

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1317 REDDY AVE, MEDFORD, OR 97504-7055
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK OF COMMERCE
Dec 16, 2024Special Warranty Deed, Transfer · Commercial Mortgage
BANNER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2026 · Amount on Record
Deed SaleApr 13, 2026 · Amount on Record
Prior SaleDec 16, 2024 · Amount on Record
Deed Document Number20267765
Prior Transfer DateApr 4, 2012
Prior Transfer Doc0000010430
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateApr 13, 2026
Property Address21 S FRONT ST, CENTRAL POINT, OR 97502-2242
Document Number0000007765
Instrument DateApr 10, 2026
Instrument2026.7765
Transaction TypeTransfer
Record UpdatedMay 25, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1317 REDDY AVE, MEDFORD, OR 97504-7055

Mortgage

Document Number0000007766,
DateApr 13, 2026
Instrument2026.7766
Lender
NamePEOPLES BANK OF COMMERCE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 9, 2051
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

December 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionJACKSON OR
Recording DateDec 16, 2024
Property Address21 S FRONT ST, CENTRAL POINT, OR 97502-2242
Document Number0000025710
Instrument DateDec 12, 2024
Instrument2024-025710
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1150, SHADY COVE, OR 97539-1150

Mortgage

Document Number0000025711
DateDec 16, 2024
Instrument2024-025711
Lender
NameBANNER BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueDec 15, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityCentral Point City
Unified School DistrictCentral Point School District 6 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,190 (+3%)$334,050 (+16%) Land $129,280 Building $204,770
2025$4,355.00 (+9.56%)$255,530 (+4.16%) Land $98,380 Building $157,150$287,980 (+17.38%) Land $111,450 Building $176,530
2024$3,975.00 (-2.62%)$245,330 (-1.11%) Land $94,450 Building $150,880$245,330 (-3%) Land $94,450 Building $150,880
2023$4,082.00 (+3.79%)$248,090 (+3%) Land $95,510 Building $152,580$252,920 (+5%) Land $97,370 Building $155,550
2022$3,933.00$240,870 Land $92,730 Building $148,140$240,870 Land $92,730 Building $148,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CENTRAL POINT
serves 19,785 people · EPA ID OR4100178
Water SourcePurchased surface water from MEDFORD WATER COMMISSION
Last State InspectionNov 2021
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30

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