21 S 3rd St, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Surf City Borough property record for 21 S 3rd St, Ship Bottom, NJ 08008

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 2 ba · 1,632 sqft · built 1970
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2013)
Tax Bill	$9,052 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`32-00008-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`32-00008-0000-00009`
Alternative APN	`320000800009`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	21 S 3RD ST
City	SHIP BOTTOM
State	NJ
Zip	08008-4736
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RA
Legal Description	40X100
Legal Subdivision	BOROUGH SURF CITY REV M
Legal Block	8
Legal Lot Number	9
Jurisdiction	OCEAN NJ
Township / Civil Division	SURF CITY
Census Block Group	3
Census Block	3035
Census Tract	739000

Owner

21 S 3rd St, a residential property, is owned by two individuals who acquired it in July 2020.

Source: Ocean County and Surf City Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 RIVA RIDGE RD, MANALAPAN, NJ 07726-6019
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Quit Claim Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC
Jul 31, 2020	Grant Deed, Transfer · Conventional Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2013 · Amount on File
Deed Sale	Apr 29, 2013 · Amount on File
Deed Document Number	201345474
Deed Book / Page	15512 / 1817
Last Transfer Date	Jul 14, 2020
Transfer Doc	0179901610
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 31, 2020
Property Address	21 S 3RD ST, SHIP BOTTOM, NJ 08008-4736
Document Number	0179901610
Book / Page	017990 / 001610
Instrument Date	Jul 14, 2020
Instrument	81628
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 S 3RD ST SHIP BOTTOM NJ 080084736, SHIP BOTTOM, NJ 08008-4736

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 31, 2020
Property Address	21 S 3RD ST, SHIP BOTTOM, NJ 08008-4736
Document Number	0179901620
Book / Page	017990 / 001620
Instrument Date	Jul 14, 2020
Instrument	81629
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 WINDWARD WAY RED BANK NJ 077012478, RED BANK, NJ 07701-2478

Mortgage

Document Number	179901628
Date	Jul 31, 2020
Book Page	017990/001628
Instrument	81630

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21 S 3rd St was $9,052, up 2.2% from the year before.

Source: Ocean County and Surf City Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Surf City Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$849,200 (-) Land $675,000 Building $174,200	$849,200 (-) Land $675,000 Building $174,200
2025	$9,052.00 (+2.2%)	$849,200 Land $675,000 Building $174,200	$849,200 Land $675,000 Building $174,200
2024	$8,857.00
2023		$849,200 Land $675,000 Building $174,200	$849,200 Land $675,000 Building $174,200
2022	$8,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 S 3rd St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 714 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	837 units insured incl. 123 condo units
Nearby Flood Claims	581 (1978–2022)
Claims Outside the SFHA	6 of 581
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 442 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 62 claims Coastal Storms & Flooding, Mar 1984 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURF CITY WATER DEPT serves 10,000 people · EPA ID NJ1531001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	69 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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