21 S 3rd St, Reading, PA 19602 Property Records

Berks County property record for 21 S 3rd St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,867 sqft · built 1898
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2026)
Tax Bill	$883 (2026)
Deeds & Mortgages	Jan 2025 Mortgage May 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5306-26-69-8923`

Property Details

APN / Parcel Number

Primary APN	`5306-26-69-8923`
Alternative APNs	`05-5306-26-69-8923` `5059925` `059925`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,867 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5059925
Street Address	21 S 3RD ST
City	READING
State	PA
Zip	19602-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	98
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	5
Census Block	5005
Census Tract	100

Owner

21 S 3rd St is owned and occupied by an individual who bought it in June 2026.

Source: Berks County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	21 S 3RD ST, READING, PA 19602-1001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
May 20, 2024	Deed of Trust, Mortgage ADVANCED LOAN SERVICING LLC
Jun 16, 2026	Deed · Conventional Mortgage UNIVEST BANK AND TRUST COMPANY
Dec 12, 2023	Deed, Transfer CONESTOGA TITLE COMPANY
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage RIVERFRONT FCU
Apr 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Dec 12, 2023 · Amount on File
Deed Document Number	202619174
Prior Transfer Date	Feb 27, 2018
Prior Transfer Doc	0000012198
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	21 S 3RD ST, READING, PA 19602-1001
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	POWER SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000159
Date	Jan 2, 2025
Instrument	2025000159

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Mortgage Company
Address	1905 KRAMER LN STE B700, AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	21 S 3RD ST, READING, PA 19602-1001
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014822
Date	May 20, 2024
Instrument	2024014822

Lender

Name	ADVANCED LOAN SERVICING LLC
Type	Non-Lending Institution
Address	3603 WILLINGHAM AVE, READING, PA 19605

Agreement

Amount	Amount on Record
Term	9 Months
Due	Feb 1, 2025

June 2026: Deed

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 16, 2026
Property Address	21 S 3RD ST, READING, PA 19602-1001
Document Number	0000019174
Instrument Date	Jun 1, 2026
Instrument	202619174
Record Updated	Jun 26, 2026
Title Company	PREMIER HOME SETTLEMENTS, PREMIER HOME SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252,500.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S 3RD ST, READING, PA 19602-1001

Mortgage

Document Number	0000019175,
Date	Jun 16, 2026
Instrument	202619175

Lender

Name	UNIVEST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000019176,
Date	Jun 16, 2026
Instrument	202619176

Lender

Name	PENNSYLVANIA HSNG FINANCE AGENCY

Agreement

Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 12, 2023
Property Address	21 S 3RD ST, READING, PA 19602-1001
Document Number	0000036622
Instrument Date	Dec 11, 2023
Instrument	2023036622
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 E LANCASTER AVE, SHILLINGTON, PA 19607-2614

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	21 S 3RD ST, READING, PA 19602-1001
Document Number	0000044179
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S 3RD ST READING PA 196021001, READING, PA 19602-1001

Mortgage

Document Number	0000044179
Date	Dec 24, 2018
Instrument	44179

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 23, 2023

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Apr 16, 2018
Property Address	21 S 3RD ST, READING, PA 19602-1001
Document Number	0000012198
Instrument Date	Feb 27, 2018
Instrument	12198
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S 3RD ST READING PA 196021001, READING, PA 19602-1001

Tax Assessment & Valuation

The 2026 property tax bill for 21 S 3rd St was $883, up 4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$883.00 (+4%)	$31,300 (-) Land $6,600 Building $24,700	$6,600 (-) Land $6,600
2025	$849.00 (+2.54%)	$31,300 (-) Land $6,600 Building $24,700	$6,600 Land $6,600
2024	$828.00 (-39.47%)	$31,300 (-) Land $6,600 Building $24,700
2023	$1,368.00 Homeowner's exemption	$31,300 Land $6,600 Building $24,700
1994			$31,300 Land $6,600 Building $24,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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