Worcester County and Spencer Town property record for 21 Rustic Ln, Spencer, MA 01562 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 13,820 sqft (0.317 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $379,900 (2018) |
| Tax Bill | $49.00 (2025) |
| Primary APN | SPEN M:00U17 B:00039 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 3,008 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,820 sqft (0.317 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 21 RUSTIC LN |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1820 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 39 |
| Jurisdiction | SPENCER MA |
| Minor Civil Division | SPENCER |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records · APN SPEN M:00U17 B:00039 L:00000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 RUSTIC LN, SPENCER, MA 01562-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA) |
| Sep 14, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Prior Sale | Jul 05, 2006 · Amount on Record |
| Deed Doc Number | 201897499 |
| Deed Book / Page | 59406 / 397 |
| Transfer Doc | 37120-24 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 21 RUSTIC LN, SPENCER, MA 01562-1820 |
| Document Number | 59818-41 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2019 |
| Name | Verified Name |
|---|---|
| Address | 21 RUSTIC LN SPENCER MA 015621820, SPENCER, MA 01562-1820 |
| Document Number | 59818-41 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 059818/000041 |
| Instrument | 132200 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 13, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Sep 14, 2018 |
| Property Address | 21 RUSTIC LN, SPENCER, MA 01562-1820 |
| Document Number | 59406-397 |
| Book / Page | 059406 / 000397 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 97499 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,732.34 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 RUSTIC LN SPENCER MA 015621820, SPENCER, MA 01562-1820 |
Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49.00 (-98.92%) | $421,000 (+5.73%) Land $115,000 Building $306,000 | $526,965 |
| 2024 | $4,555.00 (+3.48%) | $398,200 (+9.1%) Land $115,000 Building $283,200 | |
| 2023 | $4,402.00 | $365,000 Land $115,000 Building $250,000 |
21 Rustic Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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