21 Roys Dr, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 21 Roys Dr, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,394 sqft · built 1978
Lot Size	0.597 acres (26,000 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Mar 2017)
Tax Bill	$6,229 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U15 B:00055 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U15 B:00055 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	2,838 sqft
Basement Area	977 sqft
Unfinished Basement	977 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,000 sqft (0.597 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 ROYS DR
City	SPENCER
State	MA
Zip	01562-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	55
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4000
Census Tract	726200

Owner

21 Roys Dr is owned and occupied by an individual who bought it in March 2017.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 ROYS DR, SPENCER, MA 01562-1819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on File
Deed Sale	Mar 8, 2017 · Amount on File
Deed Book / Page	56827 / 187
Record Updated	Oct 29, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Mar 8, 2017
Property Address	21 ROYS DR, SPENCER, MA 01562-1819
Document Number	56827-187
Book / Page	56827 / 187
Instrument	24086
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	568270189
Date	Mar 8, 2017
Instrument	56827/0189

Lender

Name	SECURITY FRST MTG FND

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 8, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 21 Roys Dr was $6,229, up 10,639.7% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,229.00 (+10,639.66%)	$567,300 (+13.01%) Land $174,500 Building $392,800	$540,050 (+1.35%)
2025	$58.00 (-98.95%)	$502,000 (+4.11%) Land $133,000 Building $369,000	$532,855
2024	$5,516.00 (+2.39%)	$482,200 (+7.95%) Land $133,000 Building $349,200
2023	$5,387.00	$446,700 Land $133,000 Building $313,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Roys Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Roys Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000