21 Rowena St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 21 Rowena St, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,512 sqft · built 1949
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Dec 2017)
Tax Bill	$5,380 (2026)
Deeds & Mortgages	Sep 2021 Refinance Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-008-00069`

Property Details

APN / Parcel Number

Primary APN	`36-008-00069`
Alternative APN	`WORC M:36 B:008 L:00069`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Basement
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	36-008-00069
Street Address	21 ROWENA ST
City	WORCESTER
State	MA
Zip	01606-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	8
Legal Lot Number	69
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3008
Census Tract	730200

Owner

21 Rowena St is owned and occupied by two individuals who bought it in December 2017.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 ROWENA ST, WORCESTER, MA 01606-1607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Dec 7, 2017	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Aug 23, 2017	Foreclosure WEBSTER FIVECENT SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2017 · Amount on File
Deed Sale	Dec 7, 2017 · Amount on File
Prior Sale	Aug 23, 2017 · Amount on File
Deed Book / Page	58153 / 161
Transfer Doc	058153-161
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	21 ROWENA ST, WORCESTER, MA 01606-1607
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066137-252
Date	Sep 24, 2021
Book Page	66137/252
Instrument	134083

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 7, 2017
Property Address	21 ROWENA ST, WORCESTER, MA 01606-1607
Document Number	58153-161
Book / Page	058153 / 000161
Instrument Date	Dec 6, 2017
Instrument	137140
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 ROWENA ST WORCESTER MA 016061607, WORCESTER, MA 01606-1607

Mortgage

Document Number	58153-163
Date	Dec 7, 2017
Book Page	058153/000163
Instrument	137141

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2047

August 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Aug 23, 2017
Property Address	21 ROWENA ST, WORCESTER, MA 01606-1607
Document Number	057623-166
Book / Page	57623 / 166
Instrument	92177
Transaction Type	Foreclosure
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.34
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0576230171
Date	Aug 23, 2017
Instrument	57623/0171

Lender

Name	WEBSTER FIVECENT SVGS

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 21 Rowena St was $5,380, up 2.2% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,380.00 (+2.18%)	$405,100 (+1.48%) Land $123,600 Building $281,500	$446,728 (-0.58%)
2025	$5,265.00	$399,200 Land $117,700 Building $281,500	$449,350 (+2.63%)
2024			$437,855
2023	$4,965.00	$346,200 Land $102,400 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Rowena St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Rowena St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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