21 Ross Rd, Alameda, CA 94502 Property Records

Alameda County property record for 21 Ross Rd, Alameda, CA 94502

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,186 sqft · built 1992
Lot Size	0.096 acres (4,190 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,800,000 (Oct 2025)
Tax Bill	$24,374 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-1346-79`

Property Details

APN / Parcel Number

Primary APN	`74-1346-79`
Alternative APN	`074-1346-079-00`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,190 sqft (0.096 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	21 ROSS RD
City	ALAMEDA
State	CA
Zip	94502-7753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00046 BLK: TR: 6111
Legal Subdivision	COLUMBIA
Legal Tract	6111
Legal Lot Number	46
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	1
Census Block	1003
Census Tract	428302

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 ROSS RD, ALAMEDA, CA 94502-7753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA
Oct 22, 2021	Grant Deed, Transfer PLACER TITLE COMPANY
May 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	2025129539
Prior Transfer Date	Sep 29, 1995
Prior Transfer Doc	0000237137
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 16, 2025
Property Address	21 ROSS RD, ALAMEDA, CA 94502-7753
Document Number	0000129539
Map Reference	MB 188 PG 45
Instrument Date	Oct 7, 2025
Instrument	2025129539
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	21 ROSS RD, ALAMEDA, CA 94502-7753

Mortgage

Document Number	0000129540
Date	Oct 16, 2025
Instrument	2025129540

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 22, 2021
Property Address	21 ROSS RD, ALAMEDA, CA 94502-7753
Document Number	0000350768
Map Reference	MB 188 PG 45
Instrument Date	Oct 19, 2021
Instrument	2021350768
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$21,746.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 FERRO CT, ALAMEDA, CA 94502-8003

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 2, 2017
Property Address	21 ROSS RD, ALAMEDA, CA 94502-7753
Document Number	0000097669
Instrument Date	Apr 22, 2017
Instrument	97669
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2614 DOLORES ST SAN MATEO CA 944032609, SAN MATEO, CA 94403-2609

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 2, 2017
Property Address	21 ROSS RD, ALAMEDA, CA 94502-7753
Document Number	0000097670
Instrument Date	Apr 22, 2017
Instrument	97670
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2614 DOLORES ST SAN MATEO CA 944032609, SAN MATEO, CA 94403-2609

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,793,000 (-0.58%) Land $540,000 Building $1,260,000
2025	$24,374.00 (+9.22%)	$1,803,411 (+6.51%) Land $528,477 Building $1,274,934
2023	$22,316.00	$1,693,200 Land $507,960 Building $1,185,240	$1,702,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 840 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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