21 Rose Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 21 Rose Ter, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,724 sqft · built 1956
Lot Size	0.337 acres (14,680 sqft)
Owner	Individual Name on File
Last Sale	$581,000 (Nov 2021)
Tax Bill	$14,203 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02202-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`14-02202-0000-00020`
Alternative APNs	`1400480X00005` `140220200020`

Interior

Building Area	1,724 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Lot Area	14,680 sqft (0.337 acres)

Location & Zoning

Old Parcel Number	1400480X00005
Street Address	21 ROSE TER
City	WAYNE
State	NJ
Zip	07470-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2202
Legal Lot Number	20
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4022
Census Tract	246103

Owner

Source: Passaic County and Wayne Township records · APN 14-02202-0000-00020

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 ROSE TER, WAYNE, NJ 07470-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Aug 29, 2012 · Amount on Record
Deed Document Number	202174261
Deed Book / Page	4189 / 121
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 30, 2021
Property Address	21 ROSE TER, WAYNE, NJ 07470-3428
Document Number	0000074261
Book / Page	D4189 / 121
Instrument Date	Aug 26, 2021
Instrument	2021074261
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,033.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 ROSE TER, 21, WAYNE, NJ 07470-3428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ROSE TER, WAYNE, NJ 07470-3428

Mortgage

Document Number	0000074262
Date	Nov 30, 2021
Instrument	2021074262

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,800 (-) Land $120,300 Building $116,500	$236,800 (-) Land $120,300 Building $116,500
2025	$14,203.00 (+0.87%)	$236,800 (-) Land $120,300 Building $116,500	$236,800 (-) Land $120,300 Building $116,500
2024	$14,080.00 (+5.17%)
2023		$236,800 Land $120,300 Building $116,500	$236,800 Land $120,300 Building $116,500
2022	$13,388.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 18% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.