Rockland County and Haverstraw Town property record for 21 Roman Acres Dr, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,960 sqft · built 1970 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $595,000 (Feb 2024) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 392289 20.18-1-80 |
| Primary APN | 392289 20.18-1-80 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 712 sqft |
| Finished Basement | 712 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0010073 |
|---|---|
| Old Parcel Number | 228902001800010800000000 |
| Street Address | 21 ROMAN ACRES DR |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 915 |
| Legal Description | 49.-9-19 |
| Legal Subdivision | ROMAN ACRES |
| Legal Block | 1 |
| Legal Lot Number | 80.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10501 |
21 Roman Acres Dr is owned and occupied by an individual who bought it in February 2024.
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 21 ROMAN ACRES DR, GARNERVILLE, NY 10923-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2024 | Bargain and Sale Deed, Transfer · Conventional Mortgage A & D MORTGAGE LLC |
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRT CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on File |
| Deed Sale | Feb 21, 2024 · Amount on File |
| Prior Sale | Nov 29, 2011 · Amount on File |
| Deed Document Number | 0020244653 |
| Deed Book / Page | 2024 / 4653 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 21, 2024 |
| Property Address | 21 ROMAN ACRES DR, GARNERVILLE, NY 10923-1111 |
| Document Number | 0000004653 |
| Map Reference | BK 77 PG 65 MAP 3850 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024-00004653 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 ROMAN ACRES DR, GARNERVILLE, NY 10923-1111 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 21 ROMAN ACRES DR, GARNERVILLE, NY 10923-1111 |
| Document Number | 0000004654 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2024-00004654 |
| Name | A & D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 21 ROMAN ACRES DR, GARNERVILLE, NY 10923-1111 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033516 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022-00033516 |
| Name | MANUFACTURERS & TRADERS TRT CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $299,600 (-) Land $113,400 Building $186,200 | $514,247 (+5.2%) Land $194,645 Building $319,602 |
| 2023 | $299,600 Land $113,400 Building $186,200 | $488,824 Land $185,022 Building $303,802 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Roman Acres Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1979–1999) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Roman Acres Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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