Polk County property record for 21 Rock Ridge Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Lot Size | 5.04 acres (219,542 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $85,000 (May 2007) |
| Tax Bill | $3,197 (2026) |
| Deeds & Mortgages | Nov 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | P65-123 |
| Primary APN | P65-123 |
|---|---|
| Alternative APN |
|
| Lot Area | 219,542 sqft (5.04 acres) |
|---|
| Account Number | 35595 |
|---|---|
| Street Address | 21 ROCK RIDGE RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-5513 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | LOT 9, 0R03 RIDGE VIEW |
| Legal Subdivision | RIDGE VIEW |
| Legal Lot Number | 9 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 920202 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 21 ROCK RIDGE RD, MILL SPRING, NC 28756-5513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2007 · Amount on Record |
| Deed Sale | May 14, 2007 · Amount on Record |
| Deed Book / Page | 353 / 1981 |
| Last Transfer Date | Sep 9, 2024 |
| Transfer Doc | 00487/1689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 21 ROCK RIDGE RD, MILL SPRING, NC 28756-5513 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00464/2200 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 464/2200 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 1, 2052 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,197.00 | $636,426 (-) Land $49,240 Building $587,186 | $636,426 (-) Land $49,240 Building $587,186 |
| 2025 | $3,197.00 (+54%) | $636,426 (+97.05%) Land $49,240 Building $587,186 | $636,426 (+97.05%) Land $49,240 Building $587,186 |
| 2023 | $2,076.00 | $322,979 Land $42,200 Building $280,779 | |
| 2021 | $322,979 Land $42,200 Building $280,779 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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