21 Riverside Run Dr, Indian Head, MD 20640 Property Records

Charles County property record for 21 Riverside Run Dr, Indian Head, MD 20640

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,542 sqft · built 1990
Lot Size	0.04 acres (1,733 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2016)
Tax Bill	$7,276 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-049269`

Property Details

APN / Parcel Number

Primary APN	`07-049269`
Alternative APNs	`7049269` `049269`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,542 sqft Living Area
1st Floor Area	551 sqft
Basement Area	440 sqft
Finished Basement	440 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,733 sqft (0.04 acres)
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	049269
Street Address	21 RIVERSIDE RUN DR
City	INDIAN HEAD
State	MD
Zip	20640-2041
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	L-10 PLAT 1-C T.H. RIVERSIDE RUN SUB TOWN OF INDIAN HEAD
Legal Subdivision	TOWN OF INDIAN HEAD
Legal Block	3
Legal Lot Number	10
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	3
Census Block	3001
Census Tract	850202

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 RIVERSIDE RUN DR, INDIAN HEAD, MD 20640-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2016 · Amount on Record
Deed Sale	Dec 12, 2016 · Amount on Record
Prior Sale	Nov 3, 2009 · Amount on Record
Deed Book / Page	9643 / 425
Transfer Doc	0000032104
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	21 RIVERSIDE RUN DR, INDIAN HEAD, MD 20640-2041
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120520358
Date	Sep 8, 2021
Book Page	12052/358

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	Indian Head Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,833 (+5.3%)	$311,300 (+15.9%) Land $100,000 Building $211,300
2025	$7,276.00 (+141.73%) Homeowner's exemption	$268,600 (+28.68%) Land $95,000 Building $173,600	$268,600 (-) Land $95,000 Building $173,600
2023	$3,010.00 Homeowner's exemption	$208,733	$268,600 Land $95,000 Building $173,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF INDIAN HEAD serves 4,100 people · EPA ID MD0080020
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250