21 Riverside Dr, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 21 Riverside Dr, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 4,402 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (Feb 1998)
Tax Bill	$28,602 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00106-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`41-00106-0000-00009`
Alternative APNs	`410010600009` `193000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,402 sqft Living Area
1st Floor Area	2,993 sqft
Upper Floors Area	1,409 sqft
Basement Area	2,905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	2,040 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	193000
Street Address	21 RIVERSIDE DR
City	RUMSON
State	NJ
Zip	07760-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	RUMSON SHORE ESTATES SEC 02
Legal Block	106
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4020
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	82 LAFAYETTE ST, RUMSON, NJ 07760-1333
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 1998 · Amount on Record
Deed Sale	Feb 2, 1998 · Amount on Record
Deed Book / Page	5686 / 375
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	21 RIVERSIDE DR, RUMSON, NJ 07760-1026
Document Number	0000017451
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21 RIVERSIDE DR RUMSON NJ 077601026, RUMSON, NJ 07760-1026

Mortgage

Document Number	0000017451
Date	Feb 13, 2018
Book Page	009273/009530
Instrument	17451

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.65%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,051,700 (+11.92%) Land $1,638,900 Building $1,412,800	$3,051,700 (+11.92%) Land $1,638,900 Building $1,412,800
2025	$28,602.00 (+2.15%)	$2,726,600 (+14.47%) Land $1,524,200 Building $1,202,400	$2,726,600 (+14.47%) Land $1,524,200 Building $1,202,400
2024	$28,001.00 (+2.06%)
2023		$2,382,000 Land $1,390,000 Building $992,000	$2,382,000 Land $1,390,000 Building $992,000
2022	$27,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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