21 Riverside Dr, Duluth, MN 55808 Property Records

St. Louis County property record for 21 Riverside Dr, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1917
Lot Size	0.091 acres (3,993 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Jan 2022)
Tax Bill	$1,834 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3970-00930`

Property Details

APN / Parcel Number

Primary APN	`010-3970-00930`
Alternative APN	`1124518`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	928 sqft Gross Area
1st Floor Area	572 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Lot Area	3,993 sqft (0.091 acres)
Garage Area	364 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	56 sqft
Deck Area	28 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1124518
Street Address	21 RIVERSIDE DR
City	DULUTH
State	MN
Zip	55808-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:009 SERIAL #
Legal Subdivision	RIVERSIDE DULUTH
Legal Block	9
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2006
Census Tract	3600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 RIVERSIDE DR, DULUTH, MN 55808-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Apr 9, 2009 · Amount on Record
Deed Document Number	20221052091
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 11, 2022
Property Address	21 RIVERSIDE DR, DULUTH, MN 55808-1137
Document Number	0001052091
Instrument Date	Jan 6, 2022
Instrument	1052091
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 RIVERSIDE DR, DULUTH, MN 55808-1137

Mortgage

Document Number	0001052092
Date	Jan 11, 2022
Instrument	1052092

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,834.00 (-0.76%) Homeowner's exemption
2025	$1,848.00 (-8.51%) Homeowner's exemption	$172,600 (+6.54%) Land $8,800 Building $163,800	$172,600 (+6.54%) Land $8,800 Building $163,800
2024	$2,020.00	$162,000 (+25.68%) Land $10,300 Building $151,700	$162,000 (+25.68%) Land $10,300 Building $151,700
2022		$128,900 Land $9,700 Building $119,200	$128,900 Land $9,700 Building $119,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20