21 River St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 21 River St, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,255 sqft · built 1920
Lot Size	0.094 acres (4,099 sqft)
Owner	Company Name on Record
Last Sale	$140,232 (Aug 2009)
Tax Bill	$3,294 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`IG`

Property Details

APN / Parcel Number

Primary APN	`IG`
Alternative APNs	`BEVE M:0004 B:0062 L` `584`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,255 sqft Living Area
Gross Area	2,225 sqft
Basement Area	722 sqft
Unfinished Basement	722 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,099 sqft (0.094 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	584
Street Address	21 RIVER ST
City	BEVERLY
State	MA
Zip	01915-4204
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	IG
Legal Block	62
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1011
Census Tract	217402

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 507, BEVERLY, MA 01915-0507
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage TRUST BANK
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BOSTON PRIVATE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2009 · Amount on Record
Deed Sale	Aug 31, 2009 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Book / Page	28899 / 269
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Recording Date	Sep 4, 2026
Property Address	21 RIVER ST, BEVERLY, MA 01915-4204
Document Number	0000002400
Book / Page	43613 / 68
Instrument Date	Sep 4, 2026
Instrument	20262400
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002400,
Date	Sep 4, 2026
Book Page	43613/68
Instrument	20262400

Lender

Name	TRUST BANK

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	21 RIVER ST, BEVERLY, MA 01915-4204
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39904-84
Date	May 21, 2021
Book Page	39904/84
Instrument	20210521004290

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,294.00 (+5.58%)	$304,700 (+7.33%) Land $178,600 Building $125,600	$705,900
2025	$3,120.00 (+4.63%)	$283,900 (+6.93%) Land $163,800 Building $120,100
2024	$2,982.00 (+5.04%)	$265,500 (+5.32%) Land $145,400 Building $120,100
2023	$2,839.00	$252,100 Land $138,100 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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