Essex County and Gloucester City property record for 21 River Rd, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,328 sqft · built 1866 |
| Lot Size | 0.139 acres (6,068 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,625,000 (Jun 2019) |
| Tax Bill | $23,093 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | GLOU M:0118 B:0014 L:0000 |
| Primary APN | GLOU M:0118 B:0014 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| Gross Area | 3,693 sqft |
| 1st Floor Area | 1,341 sqft |
| Year Built | Built 1866 |
|---|---|
| Effective Year Built | Effective 1866 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,068 sqft (0.139 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 21 RIVER RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 14 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records · APN GLOU M:0118 B:0014 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 21 RIVER RD, GLOUCESTER, MA 01930-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 16, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC |
| Jun 18, 2019 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage BOSTON PRIVATE BANK & TRUST COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Prior Sale | Oct 03, 1989 · Amount on Record |
| Deed Document Number | 20194780 |
| Deed Book / Page | 37597 / 20 |
| Last Transfer Date | Jul 15, 2025 |
| Transfer Doc | 0000660116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Mar 16, 2022 |
| Property Address | 21 RIVER RD, GLOUCESTER, MA 01930-1323 |
| Document Number | 040794-527 |
| Book / Page | 40794 / 527 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 20220316002590 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 RIVER RD, GLOUCESTER, MA 01930-1323 |
| Document Number | 040794-532 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 40794/532 |
| Instrument | 20220316002600 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jun 18, 2019 |
| Property Address | 21 RIVER RD, GLOUCESTER, MA 01930-1323 |
| Document Number | 37597-20 |
| Book / Page | 37597 / 20 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 20190618004780 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 RIVER RD, GLOUCESTER, MA 01930-1323 |
| Document Number | 190618004800 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 190618004800 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jul 01, 2026 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $23,093.00 (+3.18%) | $2,375,800 (+3.29%) Land $1,594,400 Building $781,400 |
| 2024 | $22,381.00 (+6.99%) | $2,300,200 (+16.44%) Land $1,518,800 Building $781,400 |
| 2023 | $20,919.00 | $1,975,400 Land $1,295,700 Building $679,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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