21 Ring Pl, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 21 Ring Pl, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,914 sqft · built 1955
Lot Size	0.246 acres (10,733 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Sep 2025)
Tax Bill	$12,779 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00358-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`04-00358-0000-00013`
Alternative APN	`040035800013`

Interior

Stories	2 Stories
Building Area	1,914 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	10,733 sqft (0.246 acres)
Lot Dimensions	113 ft deep x 95 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040035800013
Street Address	21 RING PL
City	CEDAR GROVE
State	NJ
Zip	07009-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95X113
Legal Subdivision	WANAQUE HOMES INC SEC 04
Legal Block	358
Legal Lot Number	13
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	4
Census Block	4006
Census Tract	21300

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1122 GRAND ST, 201, HOBOKEN, NJ 07030-2243
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 9, 2025	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Jun 22, 2005 · Amount on Record
Deed Document Number	202556601
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	21 RING PL, CEDAR GROVE, NJ 07009-1048
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	TSI TITLE AND ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 RING PL, CEDAR GROVE, NJ 07009-1048

Mortgage

Document Number	0000004389
Date	Jan 20, 2026
Instrument	2026004389

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	21 RING PL, CEDAR GROVE, NJ 07009-1048
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014296
Date	Feb 4, 2021
Instrument	2021014296

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 9, 2025
Property Address	21 RING PL, CEDAR GROVE, NJ 07009-1048
Document Number	0000056601
Instrument Date	Sep 2, 2025
Instrument	2025056601
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 VENTURA DR, EAST HANOVER, NJ 07936-2029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 GRAND ST APT 201, 201, HOBOKEN, NJ 07030-2243

Mortgage

Document Number	0000056602
Date	Sep 9, 2025
Instrument	2025056602

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$748,600 (+57.4%) Land $362,200 Building $386,400	$748,600 (+57.4%) Land $362,200 Building $386,400
2025	$12,779.00 (+2.79%)	$475,600 (-) Land $242,300 Building $233,300	$475,600 (-) Land $242,300 Building $233,300
2024	$12,432.00 (+1.95%)
2023		$475,600 Land $242,300 Building $233,300	$475,600 Land $242,300 Building $233,300
2022	$12,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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