21 Ridgewood Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 21 Ridgewood Dr, Stow, MA 01775

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,276 sqft · built 2018
Owner	Individual Name on File
Last Sale	$880,000 (Apr 2021)
Tax Bill	$16,054 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-18 022B-4`

Property Details

APN / Parcel Number

Primary APN	`R-18 022B-4`
Alternative APN	`STOW M:000R-18 P:022B-4`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	5,371 sqft
1st Floor Area	2,276 sqft
Basement Area	2,276 sqft
Unfinished Basement	2,276 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R-18 022B-4
Street Address	21 RIDGEWOOD DR
City	STOW
State	MA
Zip	01775-1264
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	I
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3017
Census Tract	323102

Owner

21 Ridgewood Dr, a condominium, is owned and occupied by an individual who bought it in April 2021.

Source: Middlesex County and Stow Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	21 RIDGEWOOD DR, STOW, MA 01775-1264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Deed Document Number	202198300
Deed Book / Page	77655 / 177
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Apr 30, 2021
Property Address	21 RIDGEWOOD DR, STOW, MA 01775-1264
Document Number	77655-177
Book / Page	77655 / 177
Instrument Date	Apr 30, 2021
Instrument	98300
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 RIDGEWOOD DR # 4, 4, STOW, MA 01775-1264

Mortgage

Document Number	98301
Date	Apr 30, 2021
Instrument	98301

Lender

Name	BANK OF CANTON
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 21 Ridgewood Dr was $16,054, up 3.2% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,054.00 (+3.17%)	$921,600 (+0.51%) Building $921,600	$964,440
2024	$15,560.00 (+5.58%)	$916,900 (+12.79%) Building $916,900
2023	$14,738.00	$812,900 Building $812,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Ridgewood Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGENCY AT STOW CONDOMINIUMS private · serves 132 people · EPA ID MA2286033
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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