21 Ridgedale Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 21 Ridgedale Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,624 sqft · built 1938
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Nov 2018)
Tax Bill	$11,625 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-04203-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`18-04203-0000-00015`
Alternative APNs	`1800029000000003C` `180420300015`

Interior

Stories	2 Stories
Building Area	1,624 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached

Location & Zoning

Old Parcel Number	1800029000000003C
Street Address	21 RIDGEDALE AVE
City	SUMMIT
State	NJ
Zip	07901-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4203
Legal Lot Number	15
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3015
Census Tract	38000

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 RIDGEDALE AVE, SUMMIT, NJ 07901-3826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 20, 2018	Deed, Transfer FIDELITY NATIONAL TITLE INS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Apr 28, 2008 · Amount on Record
Deed Document Number	2018307041
Deed Book / Page	6296 / 2183
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	21 RIDGEDALE AVE, SUMMIT, NJ 07901-3826
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151242820
Date	Dec 15, 2021
Book Page	15124/2820
Instrument	27290

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 20, 2018
Property Address	21 RIDGEDALE AVE, SUMMIT, NJ 07901-3826
Document Number	0062962183
Book / Page	6296 / 2183
Instrument Date	Nov 16, 2018
Instrument	307041
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Tax	$5,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 OAK GROVE RD, 61, FLEMINGTON, NJ 08822-5918

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	21 RIDGEDALE AVENUE, SUMMIT, NH

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,000 (-) Land $99,200 Building $160,800	$260,000 (-) Land $99,200 Building $160,800
2025	$11,625.00 (+2.65%)	$260,000 (-) Land $99,200 Building $160,800	$260,000 (-) Land $99,200 Building $160,800
2024	$11,325.00 (+1.71%)
2023		$260,000 Land $99,200 Building $160,800	$260,000 Land $99,200 Building $160,800
2022	$11,135.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile USA.

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