Jackson County property record for 21 Ridge Mill Ln, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,560 sqft · built 2016 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jul 2021) |
| Tax Bill | $5,148 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024C 001 |
| Primary APN | 024C 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,560 sqft Heated Area |
| 1st Floor Area | 1,289 sqft |
| Basement Area | 1,289 sqft |
| Unfinished Basement | 1,289 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 57,064 sqft (1.31 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Porch | Slab |
| Porch Area | 155 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26268 |
|---|---|
| Street Address | 21 RIDGE MILL LN |
| City | COMMERCE |
| State | GA |
| Zip | 30529-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 RIDGE MILL MANOR PHASE I |
| Legal Subdivision | RIDGE MILL MANOR |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 10400 |
21 Ridge Mill Ln is owned and occupied by two individuals who bought it in July 2021.
Source: Jackson County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 RIDGE MILL LN, COMMERCE, GA 30529-7208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE |
| Jul 14, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on File |
| Deed Sale | Jul 14, 2021 · Amount on File |
| Prior Sale | Apr 28, 2017 · Amount on File |
| Deed Document Number | 20213446 |
| Deed Book / Page | 97D / 507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 21 RIDGE MILL LN, COMMERCE, GA 30529-7208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00076V0599 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 76V/599 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 21 RIDGE MILL LN, COMMERCE, GA 30529-7208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21 RIDGE MILL LN, COMMERCE, GA 30529-7208 |
| Document Number | 00097D0000000510 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 000000097D/0000000510 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Jul 14, 2021 |
| Property Address | 21 RIDGE MILL LN, COMMERCE, GA 30529-7208 |
| Document Number | 00097D0507 |
| Book / Page | 97D / 507 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021-003446 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 RIDGE MILL LN, COMMERCE, GA 30529-7208 |
The 2025 property tax bill for 21 Ridge Mill Ln was $5,148 with a homeowner's exemption, down 1.1% from the year before.
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,400 (-) Land $24,000 Building $181,400 | $513,500 (-) Land $60,000 Building $453,500 | |
| 2025 | $5,148.00 (-1.06%) Homeowner's exemption | $205,400 (-) Land $24,000 Building $181,400 | $513,500 (-) Land $60,000 Building $453,500 |
| 2024 | $5,203.00 (+21.76%) Homeowner's exemption | $205,400 (+12.12%) Land $24,000 Building $181,400 | $513,500 (+12.12%) Land $60,000 Building $453,500 |
| 2023 | $4,273.00 (-2.62%) | $183,200 (+21.94%) Land $24,000 Building $159,200 | $458,000 (+21.94%) Land $60,000 Building $398,000 |
| 2022 | $4,388.00 | $150,240 Land $24,000 Building $126,240 | $375,600 Land $60,000 Building $315,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 Ridge Mill Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21 Ridge Mill Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NICHOLSON WATER AUTHORITY serves 3,218 people · EPA ID GA1570004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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