21 Ridge Dr, Linville, NC 28646 Property Records

Avery County property record for 21 Ridge Dr, Linville, NC 28646

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,212 sqft · built 2004
Lot Size	1.46 acres (63,598 sqft)
Owner	Company Name on Record
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81264`

Property Details

APN / Parcel Number

Primary APN	`81264`
Alternative APNs	`18560059523500000` `75193`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,212 sqft Heated Area
Attic Area	748 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	6 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	63,598 sqft (1.46 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	79 sqft
Deck Area	1,392 sqft
Patio Area	1,392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	81264
Street Address	21 RIDGE DR
City	LINVILLE
State	NC
Zip	28646-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LRDC GROUSE MOOR II LOT 1PLAT 39-46A
Legal Subdivision	LRDC GROUSE MOOR
Legal Lot Number	1P
Jurisdiction	AVERY NC
Township / Civil Division	LINVILLE
Census Block Group	1
Census Block	1091
Census Tract	930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12455 STONEWAY CT, DAVIE, FL 33330-1214
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024
Deed Sale	Feb 27, 2024
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	0000597456
Deed Book / Page	597 / 456
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 29, 2021
Property Address	21 RIDGE DR, LINVILLE, NC 28646-8129
Document Number	0000001719
Book / Page	558 / 497
Map Reference	MB 39 PG 46A
Instrument Date	Mar 12, 2021
Instrument	2021001719
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 162412, ALTAMONTE SPRINGS, FL 32716-2412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12455 STONEWAY CT, DAVIE, FL 33330-1214

Mortgage

Document Number	0000558500
Date	Mar 29, 2021
Instrument	558/500

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,401.00	$1,100,300 (-) Land $112,500 Building $987,800	$1,100,300 (-) Land $112,500 Building $987,800
2023	$4,401.00 (+1.06%)	$1,100,300 (+6.99%) Land $112,500 Building $987,800	$1,100,300 (+6.99%) Land $112,500 Building $987,800
2022	$4,355.00	$1,028,400 Land $112,500 Building $915,900	$1,028,400 Land $112,500 Building $915,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLES A CANNON MEMORIAL HOSPITAL private · serves 320 people · EPA ID NC0106123
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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