21 Rich St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 21 Rich St, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1958
Lot Size	0.308 acres (13,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2026)
Tax Bill	$5,119 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-022-00035`

Property Details

APN / Parcel Number

Primary APN	`40-022-00035`
Alternative APN	`WORC M:40 B:022 L:00035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,430 sqft (0.308 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	40-022-00035
Street Address	21 RICH ST
City	WORCESTER
State	MA
Zip	01602-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	22
Legal Lot Number	35
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4011
Census Tract	730700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 RICH ST, WORCESTER, MA 01602-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Quit Claim Deed, Transfer · FHA Mortgage
Oct 20, 2023	Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Oct 20, 2023 · Amount on Record
Deed Document Number	202651862
Deed Book / Page	73769 / 188
Prior Transfer Date	Oct 19, 2023
Prior Transfer Doc	069787-219
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 24, 2026
Property Address	21 RICH ST, WORCESTER, MA 01602-1201
Document Number	0000051862
Book / Page	73769 / 188
Instrument Date	Jun 10, 2026
Instrument	202651862
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 RICH ST, WORCESTER, MA 01602-1201

Mortgage

Date	Jun 24, 2026

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 20, 2023
Property Address	21 RICH ST, WORCESTER, MA 01602-1201
Document Number	069787-219
Book / Page	69787 / 219
Instrument Date	Oct 19, 2023
Instrument	87922
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21 RICH ST, WORCESTER, MA 01602-1201

Mortgage

Document Number	0000087923
Date	Oct 20, 2023
Instrument	87923

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 14, 2020
Property Address	21 RICH ST, WORCESTER, MA 01602-1201
Document Number	63492-395
Book / Page	63492 / 395
Instrument Date	Oct 7, 2020
Instrument	122000
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 RICH ST, WORCESTER, MA 01602-1201

Mortgage

Document Number	122001
Date	Oct 14, 2020
Instrument	122001

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,119.00 (+3.31%)	$385,500 (+2.61%) Land $124,900 Building $260,600	$461,247 (+5.82%)
2025	$4,955.00 (+5.54%)	$375,700 (+14.75%) Land $118,900 Building $256,800	$435,860 (+11.93%)
2024			$389,405
2023	$4,695.00	$327,400 Land $103,400 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: AT&T.

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