21 Reservoir Dr, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 21 Reservoir Dr, Danvers, MA 01923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,247 sqft · built 1964
Lot Size	0.432 acres (18,835 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Sep 2022)
Tax Bill	$6,340 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DANV M:009 L:016 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:009 L:016 P`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
Gross Area	1,681 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,835 sqft (0.432 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	21 RESERVOIR DR
City	DANVERS
State	MA
Zip	01923-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	16
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	1
Census Block	1008
Census Tract	211402

Owner

21 Reservoir Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Essex County and Danvers Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 RESERVOIR DR, DANVERS, MA 01923-1244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 12, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOULTON VENTURES LLC
Jul 5, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Deed Book / Page	41183 / 482
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	21 RESERVOIR DR, DANVERS, MA 01923-1244
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042845-22
Date	Jul 23, 2025
Book Page	42845/22
Instrument	20250723000610

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Sep 12, 2022
Property Address	21 RESERVOIR DR, DANVERS, MA 01923-1244
Document Number	041183-482
Book / Page	41183 / 482
Instrument Date	Sep 12, 2022
Instrument	272
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 RESERVOIR DR, DANVERS, MA 01923-1244

Mortgage

Document Number	0000000273
Date	Sep 12, 2022
Instrument	273

Lender

Name	MOULTON VENTURES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Jul 5, 2022
Property Address	21 RESERVOIR DR, DANVERS, MA 01923-1244
Document Number	041045-348
Book / Page	41045 / 348
Instrument Date	Jun 28, 2022
Instrument	20220705000030
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21 RESERVOIR DR, DANVERS, MA 01923-1244

Tax Assessment & Valuation

The 2025 property tax bill for 21 Reservoir Dr was $6,340, up 1.4% from the year before.

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,340.00 (+1.38%)	$576,900 (+2.49%) Land $399,800 Building $177,100	$662,340
2024	$6,254.00 (+2.26%)	$562,900 (+8.15%) Land $393,100 Building $169,800
2023	$6,116.00	$520,500 Land $359,800 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Reservoir Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Reservoir Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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