21 Red Oak Ln, Springfield, IL 62712 Property Records

Sangamon County property record for 21 Red Oak Ln, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	0.308 acres (13,417 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,500 (Feb 2026)
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Sep 2014 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-07.0-408-016`

Property Details

APN / Parcel Number

Primary APN	`23-07.0-408-016`
Alternative APN	`23070408016 (CHECK DIGIT = 1)`

Exterior

Lot Area	13,417 sqft (0.308 acres)

Location & Zoning

Account Number	23070408016
Street Address	21 RED OAK LN
City	SPRINGFIELD
State	IL
Zip	62712-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 83 TIMBERLANE SUB PLAT #5
Legal Subdivision	TIMBERLANE SUB
Legal Lot Number	83
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1033
Census Tract	3100

Owner

Source: Sangamon County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 RED OAK LN, SPRINGFIELD, IL 62712-8746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2014	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 11, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 11, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	20262380
Record Updated	Oct 29, 2026

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	21 RED OAK LN, SPRINGFIELD, IL 62712-8746
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014R23893
Date	Sep 10, 2014
Instrument	2014R23893

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 9, 2024

Interest

Rate Type	Adjustable Rate
Rate	4.5%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 11, 2026
Property Address	21 RED OAK LN, SPRINGFIELD, IL 62712-8746
Document Number	2026R02380
Instrument Date	Feb 11, 2026
Instrument	2026R02380
Transaction Type	Transfer
Record Updated	May 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$386.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 RED OAK LN, SPRINGFIELD, IL 62712-8746

Mortgage

Document Number	2026R02381
Date	Feb 11, 2026
Instrument	2026R02381

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 11, 2026
Property Address	21 RED OAK LN, SPRINGFIELD, IL 62712-8746
Document Number	2026R02380
Instrument Date	Feb 11, 2026
Instrument	2026R02380
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$386.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 RED OAK LN, SPRINGFIELD, IL 62712-8746

Mortgage

Document Number	2026R02381
Date	Feb 11, 2026
Instrument	2026R02381

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 16, 2020
Property Address	21 RED OAK LN, SPRINGFIELD, IL 62712-8746
Document Number	2020R32884
Instrument Date	Nov 13, 2020
Instrument	2020R32884
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 RED OAK LN, SPRINGFIELD, IL 62712-8746

Mortgage

Document Number	2020R32885
Date	Nov 16, 2020
Instrument	2020R32885

Lender

Name	ALLY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,965.00 (+6.2%)	$74,687 (+7.22%) Land $13,423 Building $61,264	$224,061 (+7.22%) Land $40,269 Building $183,792
2024	$4,675.00 (+11.15%) Homeowner's exemption	$69,658 (+15.41%) Land $12,519 Building $57,139	$208,974 (+15.41%) Land $37,557 Building $171,417
2022	$4,206.00 Homeowner's exemption	$60,355 Land $10,847 Building $49,508	$181,065 Land $32,541 Building $148,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Jun 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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