21 Red Gate Rd, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 21 Red Gate Rd, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,412 sqft · built 2005
Lot Size	5.61 acres (244,694 sqft)
Owner	Individual on Record
Tax Bill	$11,969 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0030 B:0020 L:0002`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0030 B:0020 L:0002`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,412 sqft Living Area
Gross Area	7,536 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	244,694 sqft (5.61 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Wood

Location & Zoning

Street Address	21 RED GATE RD
City	ROWLEY
State	MA
Zip	01969-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RED GATE WOODS
Legal Block	20
Legal Lot Number	2
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1030
Census Tract	270100

Owner

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	21 RED GATE RD, ROWLEY, MA 01969-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 18, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	21 RED GATE RD, ROWLEY, MA 01969-1118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36852-106
Date	Jul 10, 2018
Book Page	36852/106
Instrument	180710004110

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Nov 18, 2020
Property Address	21 RED GATE RD, ROWLEY, MA 01969-1118
Document Number	39198-329
Book / Page	39198 / 329
Instrument Date	Nov 13, 2020
Instrument	20201118007040
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 RED GATE RD, ROWLEY, MA 01969-1118

Mortgage

Document Number	39198-331
Date	Nov 18, 2020
Book Page	39198/331
Instrument	20201118007050

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,969.00 (+6.49%)	$1,016,900 (+9.47%) Land $356,400 Building $660,500	$830,680
2024	$11,240.00 (+1.52%)	$928,900 (+9.23%) Land $339,500 Building $589,400
2023	$11,072.00	$850,400 Land $289,000 Building $561,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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