Mercer County and Ewing Township property record for 21 Ray St, Ewing, NJ 08638
| Property Type | Single Family Home |
|---|---|
| Details | 1,866 sqft · built 1940 |
| Lot Size | 0.133 acres (5,798 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (May 2018) |
| Tax Bill | $9,382 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00188-0000-00043 |
| Primary APN | 02-00188-0000-00043 |
|---|---|
| Alternative APN |
|
| Building Area | 1,866 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Lot Area | 5,798 sqft (0.133 acres) |
| Lot Dimensions | 100 ft deep x 58 ft wide |
| Street Address | 21 RAY ST |
|---|---|
| City | EWING |
| State | NJ |
| Zip | 08638-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 44,60 |
| Legal Subdivision | HEATH MANOR |
| Legal Block | 188 |
| Legal Lot Number | 43 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | EWING |
| Census Block Group | 6 |
| Census Block | 6022 |
| Census Tract | 3500 |
Source: Mercer County and Ewing Township records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 RAY ST, EWING, NJ 08638-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage PRINCETON MORTGAGE CORP |
| May 11, 2018 | Deed, Transfer · FHA Mortgage PRINCETON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2018 · Amount on Record |
| Deed Sale | May 11, 2018 · Amount on Record |
| Prior Sale | Nov 16, 2010 · Amount on Record |
| Deed Document Number | 201819491 |
| Deed Book / Page | 6326 / 560 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 21 RAY ST, EWING, NJ 08638-2315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031998 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 11507/1858 |
| Instrument | 2020031998 |
| Name | PRINCETON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TITUSVILLE, NJ 08560 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | May 11, 2018 |
| Property Address | 21 RAY ST, EWING, NJ 08638-2315 |
| Document Number | 0000019491 |
| Book / Page | 06326 / 0560 |
| Instrument Date | May 5, 2018 |
| Instrument | 2018019491 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | PREFERRED CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,598.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 BEECH ST, 20, PENNINGTON, NJ 08534-5202 |
| Name | Verified Name |
|---|---|
| Address | 21 RAY ST, EWING, NJ 08638-2315 |
| Document Number | 0000019492 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 2018019492 |
| Name | PRINCETON MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| County Subdivision | Ewing Township |
| Unified School District | Ewing Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,600 (-) Land $42,600 Building $189,000 | $231,600 (-) Land $42,600 Building $189,000 | |
| 2025 | $9,382.00 (+3.01%) | $231,600 (-) Land $42,600 Building $189,000 | $231,600 (-) Land $42,600 Building $189,000 |
| 2024 | $9,108.00 (+9.34%) | ||
| 2023 | $231,600 Land $42,600 Building $189,000 | $231,600 Land $42,600 Building $189,000 | |
| 2022 | $8,330.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (1979–2021) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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