21 Putnam Pike, Chepachet, RI 02814 Property Records

Foster Town property record for 21 Putnam Pike, Chepachet, RI 02814

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 3,091 sqft · built 1965
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jul 2026)
Tax Bill	$7,411 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-0002-11`

Property Details

APN / Parcel Number

Primary APN	`16-0002-11`
Alternative APN	`GLOC M:019 B:038`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,091 sqft Living Area
Gross Area	4,491 sqft
1st Floor Area	1,913 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16-0002-11
Street Address	21 PUTNAM PIKE
City	CHEPACHET
State	RI
Zip	02814-2226
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	10
Legal Block	38
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	3
Census Block	3006
Census Tract	13102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Clayville Historic District listed 1988 · 109 contributing resources · NRIS 88003079

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Foster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 PUTNAM PIKE, CHEPACHET, RI 02814-2226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTERVILLE NATIONAL BANK
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Dec 8, 2021	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	202657380
Deed Book / Page	993 / 207
Prior Transfer Date	Jan 23, 2025
Prior Transfer Doc	000961-296
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jul 9, 2026
Property Address	21 PUTNAM PIKE, CHEPACHET, RI 02814-2226
Document Number	0000057380
Book / Page	993 / 207
Instrument Date	Jul 8, 2026
Instrument	202657380
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PUTNAM PIKE, CHEPACHET, RI 02814-2226

Mortgage

Date	Jul 9, 2026

Lender

Name	CENTERVILLE NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2033
Index	1-Year CMT
Margin	3
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Recording Date	Apr 22, 2026
Property Address	21 PUTNAM PIKE, CHEPACHET, RI 02814-2226
Document Number	0000988-81
Book / Page	988 / 81
Instrument Date	Mar 28, 2026
Instrument	202656889
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PUTNAM PIKE, CHEPACHET, RI 02814-2226

Mortgage

Document Number	0000056889,
Date	Apr 22, 2026
Book Page	988/81
Instrument	202656889

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	5.98%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	May 4, 2022
Property Address	21 PUTNAM PIKE, CHEPACHET, RI 02814-2226
Document Number	000902-342
Book / Page	902 / 342
Instrument Date	May 4, 2022
Instrument	49654
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	327 GEORGE WATERMAN RD, JOHNSTON, RI 02919-2309

Mortgage

Document Number	0000049655
Date	May 4, 2022
Instrument	49655

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOCESTER RI
Recording Date	Dec 8, 2021
Property Address	21 PUTNAM PIKE, CHEPACHET, RI 02814-2226
Document Number	000889-318
Book / Page	889 / 318
Instrument Date	Nov 30, 2021
Instrument	48579
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 PUTNAM PIKE, CHEPACHET, RI 02814-2226

Mortgage

Document Number	000889-320
Date	Dec 8, 2021
Book Page	889/320
Instrument	48580

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	21 PUTNAM PIKE, CHEPACHET, RI 02814-2226
Document Number	753-191
Book / Page	000753 / 000191
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PUTNAM PIKE CHEPACHET RI 028142226, CHEPACHET, RI 02814-2226

Mortgage

Document Number	753-191
Date	Sep 27, 2017
Book Page	000753/000191
Instrument	37107

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	21 PUTNAM PIKE, CHEPACHET, RI 02814-2226
Document Number	745-344
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PUTNAM PIKE CHEPACHET RI 028142226, CHEPACHET, RI 02814-2226

Mortgage

Document Number	745-344
Date	Jul 17, 2017
Book Page	000745/000344
Instrument	36476

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 16, 2027

Tax Assessment & Valuation

Source: Foster Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Foster Town
Elementary School District	Foster Elementary School District (PK - 05)
Secondary School District	Foster-Glocester Regional School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,411.00 (+0.07%)	$519,700 (-) Land $103,100 Building $416,600	$686,982
2023	$7,406.00 (+6.91%)	$519,700 (+40.23%) Land $103,100 Building $416,600
2022	$6,927.00	$370,600 Land $66,900 Building $303,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2005–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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