21 Proctor Rd, Bedford, NH 03110 Property Records

Hillsborough County and Bedford Town property record for 21 Proctor Rd, Bedford, NH 03110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,464 sqft · built 1991
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Aug 2022)
Tax Bill	$11,258 (2025)
Deeds & Mortgages	Aug 2022 Sale Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BEDD M:41 B:15 L:2`

Property Details

APN / Parcel Number

Primary APN	`BEDD M:41 B:15 L:2`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	5,760 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,616 sqft (1.69 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	21 PROCTOR RD
City	BEDFORD
State	NH
Zip	03110-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	15
Legal Lot Number	2
Jurisdiction	BEDFORD TOWN NH
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3012
Census Tract	2903

Owner

21 Proctor Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Hillsborough County and Bedford Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 PROCTOR RD, BEDFORD, NH 03110-4723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Personal Representative Deed, Transfer
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Deed Document Number	202240503
Deed Book / Page	9646 / 424
Record Updated	Sep 20, 2026

August 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	Aug 25, 2022
Property Address	21 PROCTOR RD, BEDFORD, NH 03110-4723
Document Number	009646-424
Book / Page	9646 / 424
Instrument Date	Aug 24, 2022
Instrument	220040503
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 GILE HILL RD, DUNBARTON, NH 03046-4800

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	21 PROCTOR RD, BEDFORD, NH 03110-4723
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09640-1874
Date	Aug 5, 2022
Book Page	9640/1874
Instrument	220037335

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	21 PROCTOR RD, BEDFORD, NH 03110-4723
Document Number	0091511567
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 PROCTOR RD BEDFORD NH 031104723, BEDFORD, NH 03110-4723

Mortgage

Document Number	0091511567
Date	Mar 11, 2019
Book Page	009151/001567
Instrument	9008652

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21 Proctor Rd was $11,258, up 4.3% from the year before.

Source: Hillsborough County and Bedford Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,258.00 (+4.31%)	$682,700 (-) Land $255,700 Building $427,000
2024	$10,793.00 (+6.82%)	$682,700 (-) Land $255,700 Building $427,000
2023	$10,104.00 (+10.01%)	$682,700 (+30.81%) Land $255,700 Building $427,000	$947,055
2022	$9,185.00	$521,900 Land $189,500 Building $332,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Proctor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Proctor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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