Chester County property record for 21 Pratt Ln, Kennett Square, PA 19348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,064 sqft · built 1996 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jun 1997) |
| Tax Bill | $1,933 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2024 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-5-240 |
| Primary APN | 61-5-240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,064 sqft Living Area |
| Gross Area | 4,550 sqft |
| Basement Area | 486 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 47,916 sqft |
| Terrain | Below Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 21 PRATT LN |
|---|---|
| City | KENNETT SQUARE |
| State | PA |
| Zip | 19348-1771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 1.1 AC LOT 16 & DWG |
| Legal Subdivision | LA RESERVE |
| Legal Lot Number | 16 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST MARLBOROUGH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 303501 |
Source: Chester County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 PRATT LN, KENNETT SQUARE, PA 19348-1771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Line of Credit POLICE AND FIRE FEDERAL CREDIT UNION |
| Feb 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 1997 · Amount on Record |
| Deed Sale | Jun 17, 1997 · Amount on Record |
| Deed Document Number | 199733608 |
| Deed Book / Page | 4190 / 1608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Aug 26, 2026 |
| Property Address | 21 PRATT LN, KENNETT SQUARE, PA 19348-1771 |
| Document Number | 0012139299 |
| Book / Page | 11641 / 2376 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202612139299 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 21 PRATT LN, KENNETT SQUARE, PA 19348-1771 |
| Document Number | 0012139299, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 11641/2376 |
| Instrument | 202612139299 |
| Name | POLICE AND FIRE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 27, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 21 PRATT LN, KENNETT SQUARE, PA 19348-1771 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0111740658 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 11174/658 |
| Instrument | 12012139 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 21 PRATT LN, KENNETT SQUARE, PA 19348-1771 |
| Document Number | 0100562011 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 PRATT LN KENNETT SQUARE PA 193481771, KENNETT SQUARE, PA 19348-1771 |
| Document Number | 0100562011 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 010056/002011 |
| Instrument | 11704047 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 3, 2034 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Marlborough Township |
| Unified School District | Unionville-Chadds Ford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,933.00 (-84.77%) | $321,540 (-) Land $73,830 Building $247,710 | $321,540 (-) Land $73,830 Building $247,710 |
| 2024 | $12,688.00 | $321,540 Land $73,830 Building $247,710 | |
| 1998 | $321,540 Land $73,830 Building $247,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA WEST CHESTER private · serves 48,600 people · EPA ID PA1150098 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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