21 Pond St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 21 Pond St, Worcester, MA 01604

Property Summary

Property Type	Residential Vacant Land
Details	9 bd · 3 ba · 2,880 sqft · built 1890
Lot Size	0.109 acres (4,753 sqft)
Owner	Individual Name on Record
Last Sale	$1,350,000 (May 2026)
Tax Bill	$815 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-021-00014`

Property Details

APN / Parcel Number

Primary APN	`4-021-00014`
Alternative APN	`WORC M:04 B:021 L:00014`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	6 Units
Stories	3 Stories
Building Area	2,880 sqft Living Area
Gross Area	4,727 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,753 sqft (0.109 acres)
Garage Type	Basement

Location & Zoning

Account Number	4-021-00014
Street Address	21 POND ST
City	WORCESTER
State	MA
Zip	01604-4136
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	MG-2
Legal Block	21
Legal Lot Number	14
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1017
Census Tract	732500

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 HARRISON ST, WORCESTER, MA 01604-4145
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF JAMESTOWN
Feb 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK
Sep 28, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMETOWN BANK
May 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	202637268
Deed Book / Page	73565 / 170
Prior Transfer Date	Sep 26, 2022
Prior Transfer Doc	068274-156
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 12, 2026
Property Address	21 POND ST, WORCESTER, MA 01604-4136
Document Number	073565-170
Book / Page	73565 / 170
Instrument Date	May 11, 2026
Instrument	202637268
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037270,
Date	May 12, 2026
Book Page	73565/175
Instrument	202637270

Lender

Name	BANK OF JAMESTOWN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	21 POND ST, WORCESTER, MA 01604-4136
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068869-25
Date	Feb 28, 2023
Book Page	68869/25
Instrument	16404

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 28, 2022
Property Address	21 POND ST, WORCESTER, MA 01604-4136
Document Number	068274-156
Book / Page	68274 / 156
Instrument Date	Sep 26, 2022
Instrument	106017
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WATER ST, WORCESTER, MA 01604-5031

Mortgage

Document Number	068274-159
Date	Sep 28, 2022
Book Page	68274/159
Instrument	106018

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 2, 2019
Property Address	21 POND ST, WORCESTER, MA 01604-4136
Document Number	60354-242
Book / Page	060354 / 000242
Instrument Date	May 1, 2019
Instrument	39338
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$478.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1 KELLEY SQ WORCESTER MA 016102754, WORCESTER, MA 01610-2754

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$815.00 (+0.74%)	$61,400 (+0.16%) Land $61,400	$453,459
2025	$809.00 (+14.59%)	$61,300 (+24.59%) Land $61,300
2023	$706.00	$49,200 Land $49,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	22 (1984–2016)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Oct 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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