St. Charles County property record for 21 Plum Tree Dr, Saint Peters, MO 63376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1972 |
| Lot Size | 0.153 acres (6,650 sqft) |
| Owner | Trust Name on File |
| Last Sale | $116,000 (Sep 2012) |
| Tax Bill | $2,625 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 409310A000 |
| Primary APN | 409310A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,050 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,650 sqft (0.153 acres) |
| Lot Dimensions | 95 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 409310A000 |
|---|---|
| Street Address | 21 PLUM TREE DR |
| City | SAINT PETERS |
| State | MO |
| Zip | 63376-2704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AD4 |
| Legal Description | ORCHARD HILLS #2 LOT 249 |
| Legal Subdivision | ORCHARD HILLS #2 |
| Legal Lot Number | 249 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | SPENCER CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 311203 |
21 Plum Tree Dr is owner-occupied and held in a trust since September 2025.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 21 PLUM TREE DR, SAINT PETERS, MO 63376-2704 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK |
| Sep 19, 2025 | Intrafamily Transfer, Transfer |
| May 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Feb 14, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 14, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on File |
| Deed Sale | Sep 14, 2012 · Amount on File |
| Prior Sale | Oct 16, 2008 · Amount on File |
| Deed Document Number | 2012699550 |
| Deed Book / Page | 5855 / 1482 |
| Last Transfer Date | Sep 15, 2025 |
| Transfer Doc | 0000041433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 21 PLUM TREE DR, SAINT PETERS, MO 63376-2704 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1040 ARLINGTON DR, SAINT CHARLES, MO 63303-6454 |
| Document Number | 0000051707 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025R-051707 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Nov 13, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 19, 2025 |
| Property Address | 21 PLUM TREE DR, SAINT PETERS, MO 63376-2704 |
| Document Number | 0000041433 |
| Map Reference | MB 16 PG 7 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025R-041433 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 21 PLUM TREE DR, SAINT PETERS, MO 63376-2704 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 21 PLUM TREE DR, SAINT PETERS, MO 63376-2704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 21 PLUM TREE DR, SAINT PETERS, MO 63376-2704 |
| Document Number | 2021R043367 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021R-043367 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 21 PLUM TREE DR, SAINT PETERS, MO 63376-2704 |
| Document Number | 0067070434 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 21 PLUM TREE DR ST PETERS MO 633762704, ST PETERS, MO 63376-2704 |
| Document Number | 0067070434 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 006707/000434 |
| Instrument | 131580 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 2, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 21 PLUM TREE DR, SAINT PETERS, MO 63376-2704 |
| Document Number | 0067141081 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 21 PLUM TREE DR ST PETERS MO 633762704, ST PETERS, MO 63376-2704 |
| Investor | Possibly a Property Investor |
| Document Number | 0067141081 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 006714/001081 |
| Instrument | 165490 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 21 Plum Tree Dr was $2,625, up 7% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Peters City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,569 (-) | $197,733 (-) Land $45,000 Building $152,733 | |
| 2025 | $2,625.00 (+6.97%) | $37,569 | $197,733 Land $45,000 Building $152,733 |
| 2024 | $2,454.00 | ||
| 2023 | $34,207 | ||
| 2022 | $180,035 Land $40,000 Building $140,035 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 Plum Tree Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1993–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21 Plum Tree Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PETERS PWS serves 52,575 people · EPA ID MO6010719 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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