21 Plainfield Rd, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 21 Plainfield Rd, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,447 sqft · built 1986
Lot Size	0.328 acres (14,305 sqft)
Owner	2 Company Names on Record
Last Sale	$167,500 (Jul 1987)
Tax Bill	$8,122 (2026)
Deeds & Mortgages	Apr 2023 Refinance Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0014 B:0194 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0014 B:0194 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,447 sqft Living Area
Gross Area	4,728 sqft
1st Floor Area	1,196 sqft
Basement Area	1,309 sqft
Unfinished Basement	1,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,305 sqft (0.328 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 PLAINFIELD RD
City	PEPPERELL
State	MA
Zip	01463-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	194
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3009
Census Tract	327102

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21 PLAINFIELD RD, PEPPERELL, MA 01463-1103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Nov 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 1987 · Amount on Record
Deed Sale	Jul 10, 1987 · Amount on Record
Last Transfer Date	Oct 30, 2019
Transfer Doc	73577-18
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	21 PLAINFIELD RD, PEPPERELL, MA 01463-1103
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081453-178
Date	Apr 24, 2023
Book Page	81453/178
Instrument	40537

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	21 PLAINFIELD RD, PEPPERELL, MA 01463-1103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75000-410
Date	Jun 30, 2020
Book Page	75000/410
Instrument	103125

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Nov 1, 2019
Property Address	21 PLAINFIELD RD, PEPPERELL, MA 01463-1103
Document Number	73577-18
Book / Page	073577 / 000018
Instrument Date	Oct 30, 2019
Instrument	170472
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21 PLAINFIELD RD PEPPERELL MA 014631103, PEPPERELL, MA 01463-1103

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,122.00 (+1.03%)	$589,400 (+7.26%) Land $147,700 Building $441,700	$590,425 (-)
2025	$8,039.00 (+4.31%)	$549,500 (+2.31%) Land $138,700 Building $410,800	$590,425 (-1.27%)
2024	$7,707.00 (+1.46%)	$537,100 (+7.06%) Land $126,600 Building $410,500	$598,025
2023	$7,596.00	$501,700 Land $114,600 Building $387,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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