Buncombe County property record for 21 Pine Tree Cir, Asheville, NC 28804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,862 sqft · built 1950 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Nov 2016) |
| Tax Bill | $7,975 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3023351-2020-20 |
| Primary APN | 3023351-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,862 sqft Living Area |
| Gross Area | 3,132 sqft |
| 1st Floor Area | 2,862 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 22 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3023351-2020-20 |
|---|---|
| Street Address | 21 PINE TREE CIR |
| City | ASHEVILLE |
| State | NC |
| Zip | 28804-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS4 |
| Legal Description | LOT: 13PB158@175@AREA C PB168@6 PLAT: 0168-0006 |
| Legal Subdivision | RECOMBINATION SURVEY FOR DIXON V |
| Legal Block | 2 |
| Legal Lot Number | 13P |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1601 |
21 Pine Tree Cir is owned and occupied by two individuals who bought it in November 2016.
Source: Buncombe County records, as of June 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 PINE TREE CIR, ASHEVILLE, NC 28804-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 22, 2025 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2016 · Amount on File |
| Deed Sale | Nov 30, 2016 · Amount on File |
| Prior Sale | May 11, 2016 · Amount on File |
| Deed Book / Page | 5496 / 861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 15, 2026 |
| Property Address | 21 PINE TREE CIR, ASHEVILLE, NC 28804-2309 |
| Document Number | 6611001796 |
| Book / Page | 6611 / 1796 |
| Instrument Date | Jul 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $310,070.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 21 PINE TREE CIR, ASHEVILLE, NC 28804-2309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0065260644 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 6526/644 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 21 Pine Tree Cir was $7,975.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,975.00 | $726,000 Land $192,900 Building $533,100 | $726,000 Land $192,900 Building $533,100 |
| 2023 | $7,312.00 | $726,000 | $726,000 Land $192,900 Building $533,100 |
| 2021 | $726,000 Land $192,900 Building $533,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Pine Tree Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Pine Tree Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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