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21 Pine St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 21 Pine St, Lynnfield, MA 01940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 1955
Lot Size0.752 acres (32,766 sqft)
OwnerIndividual Name on Record
Last Sale$473,500 (Feb 2015)
Tax Bill$9,520 (2026)
Deeds & MortgagesJul 2026 Mortgage
Dec 2021 Refinance
Flood ZoneZone X (minimal risk)
APNLYNF M:0032 B:0000 L:1834

Property Details

APN / Parcel Number

Primary APNLYNF M:0032 B:0000 L:1834

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
Gross Area2,602 sqft
Basement Area1,200 sqft
Unfinished Basement810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,766 sqft (0.752 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address21 PINE ST
CityLYNNFIELD
StateMA
Zip01940-2523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Lot Number1834
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group4
Census Block4021
Census Tract209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 PINE ST, LYNNFIELD, MA 01940-2523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage
SAVINGS BANK
Dec 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2015 · Amount on Record
Deed SaleFeb 11, 2015 · Amount on Record
Deed Document Number201521100520
Deed Book / Page33846 / 617
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Recording DateJul 6, 2026
Property Address21 PINE ST, LYNNFIELD, MA 01940-2523
Document Number0000001290
Book / Page43488 / 162
Instrument DateJun 29, 2026
Instrument20261290
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 PINE ST, LYNNFIELD, MA 01940-2523

Mortgage

Document Number0000001290,
DateJul 6, 2026
Book Page43488/162
Instrument20261290
Lender
NameSAVINGS BANK
Agreement
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate6.53%
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address21 PINE ST, LYNNFIELD, MA 01940-2523
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040539-74
DateDec 2, 2021
Book Page40539/74
Instrument20211202000630
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJan 1, 2042

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,520.00 (+9.49%)$830,700 (+0.89%) Land $570,200 Building $259,600$882,953 (+1.77%)
2025$8,695.00 (+13.66%)$823,400 (+13.12%) Land $565,200 Building $258,200$867,635
2024$7,650.00 (-0.43%)$727,900 (+7.06%) Land $500,200 Building $227,700
2023$7,683.00$679,900 Land $474,500 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2001–2011)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNNFIELD CENTER WATER DISTRICT
serves 8,525 people · EPA ID MA3164000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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