21 Pine Ridge Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 21 Pine Ridge Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,555 sqft · built 1969
Lot Size	0.791 acres (34,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Dec 2024)
Tax Bill	$8,453 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M0307R`

Property Details

APN / Parcel Number

Primary APN	`M0307R`
Alternative APNs	`SACO M:022 L:028 U:004-000` `M:022 L:028 U:004=000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,555 sqft Living Area
Gross Area	4,690 sqft
1st Floor Area	1,460 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,468 sqft (0.791 acres)
Garage Type	Basement
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M0307R
Street Address	21 PINE RIDGE RD
City	SACO
State	ME
Zip	04072-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	LILLIAN G DAVIS & ALVAH E DAVI
Legal Lot Number	28
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2009
Census Tract	5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 BRADLEY ST, UT18, SACO, ME 04072-3170
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Aug 8, 2017	Warranty Deed, Transfer LENDUSA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Aug 8, 2017 · Amount on Record
Deed Document Number	202441490
Deed Book / Page	19567 / 854
Transfer Doc	16846-0001
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	21 PINE RIDGE RD, SACO, ME 04072-2118
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197640605
Date	Oct 16, 2025
Book Page	19764/605
Instrument	2025037599

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	21 PINE RIDGE RD, SACO, ME 04072-2118
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188980061
Date	Dec 14, 2021
Book Page	18898/61
Instrument	2021071664

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Aug 8, 2017
Property Address	21 PINE RIDGE RD, SACO, ME 04072-2118
Document Number	0175330195
Book / Page	17533 / 0195
Instrument	2017031914
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017031915
Date	Aug 8, 2017
Instrument	2017031915

Lender

Name	LENDUSA LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,453.00 (+1.51%)	$595,300 (+0.44%) Land $177,200 Building $418,100
2024	$8,327.00 (+2.66%)	$592,700 (+33.94%) Land $177,200 Building $415,500	$598,405
2022	$8,111.00	$442,500 Land $134,800 Building $307,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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