21 Pilgrim Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 21 Pilgrim Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,450 sqft · built 2021
Lot Size	0.194 acres (8,455 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Mar 2020)
Tax Bill	$16,373 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0A9 P:0000082`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0A9 P:0000082`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,450 sqft Living Area
Gross Area	5,743 sqft
Basement Area	1,225 sqft
Unfinished Basement	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,455 sqft (0.194 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	21 PILGRIM RD
City	MELROSE
State	MA
Zip	02176-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3010
Census Tract	336100

Owner

21 Pilgrim Rd is owned and occupied by two individuals who bought it in March 2020.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 PILGRIM RD, MELROSE, MA 02176-3018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · ARM CAMBRIDGE TRUST CO
Mar 18, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Deed Document Number	202040678
Deed Book / Page	74311 / 46
Prior Transfer Date	Mar 13, 2020
Prior Transfer Doc	74311-46
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	21 PILGRIM RD, MELROSE, MA 02176-3018
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76648-88
Date	Jan 8, 2021
Book Page	76648/88
Instrument	4747

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2029
Index	LIBOR

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Mar 18, 2020
Property Address	21 PILGRIM RD, MELROSE, MA 02176-3018
Document Number	74311-46
Book / Page	74311 / 46
Instrument Date	Mar 13, 2020
Instrument	40678
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PILGRIM RD, MELROSE, MA 02176-3018

Mortgage

Document Number	40679
Date	Mar 18, 2020
Instrument	40679

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 21 Pilgrim Rd was $16,373, up 11,939% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,373.00 (+11,938.97%)	$1,427,500 (+3.19%) Land $518,700 Building $908,800	$1,378,197 (+21.15%)
2025	$136.00 (-99.01%)	$1,383,400 (-) Land $518,700 Building $864,700	$1,137,625
2024	$13,737.00 (+5.55%)	$1,383,400 (+10.76%) Land $518,700 Building $864,700
2023	$13,015.00	$1,249,000 Land $462,600 Building $786,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Pilgrim Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Pilgrim Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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